The minimum repayment of credit card only paid 10% of the principal of consumer bill, but did not pay off the bill. Therefore, users still need to continue repayment on the next billing day, but the minimum repayment amount of credit card is not overdue, and it will not affect personal credit information.

At the same time, after the minimum repayment amount, the bank will charge interest on the remaining unpaid principal at a certain interest rate every day until the bill is paid off, and users can also choose to repay in advance to reduce unnecessary interest expenses.