When using credit card products on the credit card application platform, everyone must pay attention to card security, especially not to leak credit card information, otherwise the credit card will be easily stolen. So, under what circumstances will a credit card be stolen? In what cases will it be stolen?

1. Counterfeit card fraud. Credit card information is often leaked accidentally. Criminals will use the information they have to make fake cards, and then use the fake cards to swipe purchases at POS machines or withdraw cash at ATM machines. In this way, the credit cards are stolen and the holders are exposed. Cardholders bring economic losses.

2. Overseas fraud. When many people swipe their cards overseas, some cashiers use machines to copy their credit card information right under their noses. Then, they can make purchases on overseas websites without a password using their credit card number, expiration date, and security code. This will also bring problems to cardholders. Economic losses, and it is very difficult to obtain evidence in this case, and it is very difficult to recover the stolen funds.

3. POS machines are stolen through the air. ETC business is now being carried out across the country. Some credit cards are tied to them as debit cards, and they are not taken out when getting off the car. Many credit cards are quick-pass cards, which can be stolen by using a POS machine close to the car window; there are also Even if someone shows a QR code when swiping a card at a merchant, it can also be stolen by others using a QR code scanner. Each transaction of less than 1,000 yuan can be successful. It is recommended to turn off the password-free and visa-free function for small amounts on credit cards.

4. Phishing website fraud. Many people often receive some winning text messages. They have to log in to the website in the text message to claim the prize, and they are required to enter their credit card number, name, expiration date, security code, and mobile phone verification code information. After submitting the information, they will receive a credit card consumption text message. , this kind is caused by personal leakage of information and theft.

5. Apply for a credit card on behalf of others or increase the credit limit fraudulently. Often some intermediaries claim to be unconditionally responsible for issuing credit cards or providing credit card limit increases, and require cardholders to provide detailed personal information, which may include credit card information, such as card number, security code, expiration date, etc., and then master this information. Finally, fake cards are copied or stolen online, so it is necessary to apply for a card through formal channels.

The above is an introduction to the situation of credit card being stolen. Users must not engage in the above behaviors to avoid credit card being stolen. In addition, users should also pay attention to maintaining good card usage behavior when using the card, repaying the loan in full and on time to avoid overdue payments and other situations.