CITIC Bank credit cards have exclusive overseas quotas. Users can activate the quota through customer service or text messages. After activation, they can spend in designated overseas areas. The overseas limit is automatically generated by the system based on the customer's card usage. Whether there is an overseas limit and the size of the limit will change based on the customer's card usage. You can activate by replying the text message "JHHW last four digits of the card" to 106980095558.

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