1. Communicate with the bank: contact the credit card issuing bank, explain their financial difficulties and request a grace period or restructuring plan.
2. Seek legal aid: consult local legal aid agencies to understand relevant legal procedures and rights protection measures, and apply for appropriate help.
3. Negotiate repayment plan: negotiate with creditors to make a feasible repayment plan to reduce the burden. Detailed financial status and asset certificates may be required.
conclusion: in the face of the situation that the credit card is sued and unable to repay, it is important to take timely action. Active communication with banks, seeking legal aid and negotiating repayment plans with creditors can be effective solutions.
Extended information: Credit cards are widely used in China, but failure to repay the arrears on time may lead creditors to take legal action. According to the relevant provisions of the Civil Procedure Law of China, creditors have the right to bring a lawsuit to the court to demand the recovery of debts. The court will handle the case according to law and make a judgment according to the specific circumstances. Therefore, it is very important to take early measures to solve the repayment problem.