There are many levels of credit cards, which can be mainly divided into three levels: regular card, gold card and platinum card. Among them, the Platinum Card application requirements are the most stringent. So, what are the conditions for opening a Platinum Card account? Let’s learn more below!

What are the conditions for opening a Platinum Card account?

Each bank The application standards for platinum cards are different. The following are the platinum card application conditions of each bank:

1. Bank of China Platinum Card

The Bank of China Platinum Card requires cardholders to apply for three The average monthly deposits during the month reached more than 500,000 yuan; the cumulative balance of various personal loans handled by cardholders with Bank of China reached more than 500,000 yuan; the cumulative consumption using Bank of China credit cards exceeded 50,000 yuan.

2. ICBC Platinum Card

ICBC requires cardholders to use credit cards to spend more than 100,000 yuan annually; deposits must reach 500,000 yuan within six months; the cardholder is a regular card user. But at the same time, you can also apply for a platinum card by becoming a double six-star customer of ICBC by swiping your card.

3. CCB Platinum Card

CCB Diamond/Platinum Credit Card adopts invitation and recommendation methods for marketing and issuance, and does not accept card applications from branches. Cardholders must have an annual income of more than 300,000 yuan. , personal financial net assets in China Construction Bank reached more than 500,000 yuan. Non-CCB customers must have personal financial net assets of more than 800,000 yuan. The cardholder’s Dragon Card annual cumulative consumption reaches more than 140,000 yuan.

4. Pudong Development Platinum Card

The Pudong Development Platinum Card requires the cardholder to have an annual after-tax income of more than 1.2 million yuan; The monthly assets reach more than 1.2 million yuan.

What is the function of Platinum Card credit card?

1. High limit: The Platinum Card transaction limit is at least 50,000, usually 100,000, which can meet the customer's consumption requirements;

2. Many benefits: you can enjoy considerate services. For example, free VIP lounges on airplanes and high-speed trains, exchange for air miles, medical appointment registration services, gift insurance, point redemption, etc.