Ping An Credit Card provides bill installments and single consumption. Installments are charged a fixed fee and there is no interest.

Time to apply for bill installment: The deadline for bill installment application starts from the day after the bill is issued and can be applied until the due repayment date + 1 day. For example: the customer issues the bill on the 5th of each month, that is, from the 6th to the 24th. Anyone can apply.

The application time for installment payment for a single transaction: from the day the card is swiped to the date of the latest bill. For example: the customer's bill date is the 5th and the consumption is the 23rd, that is, the application can be made from the 23rd to the 5th of the following month.

The installment handling fee is generally charged at about 0.82% of the installment amount on a monthly basis. The specific handling fee shall be shown at the time of application. For example, if you apply for 30,000 installment repayment in 24 installments, the handling fee for each installment is expected to be 246 yuan. , totaling 5,904 yuan.

After handling the installment business, the amount of each installment is the principal of the installment evenly distributed into the monthly bill according to the number of installments. If there is any remainder, it will be charged in the first installment; at the same time, the installment handling fee is also It is charged for each period, and the handling fee rates are different for different periods. If you apply to settle the installment business in advance, you must pay the outstanding installment balance and outstanding handling fees in one lump sum, and they will be included in the minimum repayment amount.

The application method is as follows:

1) After logging into the New Pocket Bank APP, click: Credit Card - More - Installment Loan, and apply according to the prompts;

2) Log in to credit card online banking; and click "Instalment Management" in the operation interface.