Postal credit card annual fee

Postal credit cards have annual fees, and different types of cards have different annual fees.

General cards are permanently exempted from annual fees, and both main and supplementary cards are permanently exempted from annual fees.

The main gold card costs 125 yuan per year, and the supplementary card costs 60 yuan per year.

There are also some special cards, such as the Zhongyuan Food Card. The annual fee is 200 yuan per year. The annual fee is waived in the first year, and the annual fee for the next year is waived by swiping the card 10 times.

A full-currency credit card with no annual fee in the first year and no annual fee in the following year if you spend 12% or more.

PSBC Credit Card is a RMB credit card and is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years. , four supplementary cards can be set. The main pattern of the Postal Savings Bank of China credit card is the Chinese character "ding", the background color of the regular card is blue-green, and the background color of the gold card is golden yellow.

According to statistics, as of October 2010, the business of the Postal Savings Bank of China has fully covered all prefecture-level cities and 2,100 counties, cities and major towns across the country, with more than 4,500 outlets nationwide. This business has been started.

How much is the annual fee for a Postal Savings Bank credit card? How to reduce the annual fee?

In addition to the credit limit, cardholders also need to pay attention to the annual fee. The charging standards and exemption conditions are directly related to the vital interests of customers. Today I would like to introduce to you, how much is the annual fee for a Postal Savings Bank credit card? How to reduce the annual fee?

How much is the annual fee for a Postal Savings Bank credit card?

1. Regular cards

For most regular card products, the annual fee is directly and unconditionally waived within the validity period of the credit card. For some special products, There are annual fee standards:

1) Transportation co-branded card 50 yuan/year;

2) Love charity card, youth card main card 50 yuan/year, supplementary card 20 yuan/year Year.

2. Gold Card

The annual fee for the main card is 125 yuan/year, and the supplementary card is 60 yuan/year;

In addition, the annual fee for special products is as follows ：

1) The self-mailed family co-branded card costs 100 yuan/year for the main card and 50 yuan/year for the supplementary card;

2) The Zhongyuan Food Card co-branded card costs 200 yuan/year and the supplementary card 60 yuan/year;

3) Gold leaf card C level 280 yuan/year;

4) Gold leaf card B level 500 yuan/year;

5) Gold leaf card A level is 800 yuan/year.

Conditions for postal savings bank credit card annual fee reduction

1. Regular card and gold card

For paid products, the annual fee is waived in the first year if you spend 6 times or more The annual fee is waived for the following year.

2. Special Gold Card Products

1) Zhongyuan Gourmet Card Co-branded Card: No annual fee for the first year, and no annual fee for the next year after spending 10 times;

< p>2) All-currency card: no annual fee in the first year, and no annual fee in the following year after 12 purchases;

3) Gold leaf card C level: no annual fee in the first year, and no annual fee in the following year. A single transaction installment or bill installment amount of 5,000 or more and the number of installment transactions is 4 or more can be exempted;

4) Gold Leaf Card B level: charged in the first year, and the annual fee in the following year meets the single transaction The transaction installment or bill installment amount is 5,000 or more and the number of transactions is 7 or more can be exempted;

What is the general postal credit card limit?

It mainly depends on the income and assets of the cardholder Depending on the situation, it depends on the bank's regulations. The limits of various cards are listed below for reference:

1. The general card limits of Postal Savings Bank of China credit cards are 2,000 to 50,000.

2. The limit of Postal Savings Bank of China Credit Card Gold Card is less than 100,000.

3. The credit limit of the Postal Savings Bank of China Platinum Credit Card ranges from 100,000 to one million, and the required financial proof is such as: large time deposit certificate + real estate certificate + vehicle driving license + business license, etc.

The Postal Savings Bank of China was officially established on March 20, 2007. It is the fifth largest bank in China and a state-owned commercial bank established on the basis of the reform of the postal savings management system. Postal Savings Bank of China inherited the postal financial business operated by the former State Post Bureau and China Post Group Corporation and the resulting assets and liabilities. As the saying goes, having money is not everything, but being without money is absolutely impossible.

Credit card is a tool to avoid running out of money. This is the reason why many cardholders apply for a card, especially college students, freelancers and self-employed people who do not have stable jobs. Compared with credit cards from other banks, China Postal Savings Bank’s credit cards have the advantage of no annual fee for regular cards and low installment fees. The disadvantage is that the credit limit is low and approval is difficult. Many second- and third-tier cities have no business now. There are few card applications and few activities. Online banking is almost blank. The main and supplementary credit cards of China Postal Savings are permanently free of annual fees, free of annual fees, and you can swipe the card as you like. You can activate the card through the 24-hour customer service hotline, and set the transaction password and query password online in real time. You can also log in to online banking to activate the card in real time, which is safe and fast. China Postal Savings Credit Card Gold Card is a standard credit card product developed for mid-to-high-end people. In addition to revolving credit, consumer installments, cash advance, optional password, and other services, the product also has air ticket and hotel reservations, supplementary card limit adjustment, 48-hour card loss protection, free transaction reminders, high-limit cash advance, and birthday double payment. It is a real credit card that meets international standards and has many special services such as double points and exciting gift redemption. The Postal Savings Bank of China all-currency credit card is the first dual-label card specially launched with the UnionPay and MasterCard logos. No matter at home or abroad, with one card in hand, you can swipe the card for worry-free consumption, and it also supports RMB repayment services. You don’t need to purchase foreign exchange for repayment, and you can enjoy the high-quality and considerate services provided by PSBC’s all-currency credit cards with peace of mind.

Is the Postal Savings Bank’s all-currency card a visa card?

No, but it has visa functions.

1. Postal Savings Bank of China’s all-currency credit cards bear the UnionPay and MasterCard logos. No matter at home or abroad, with one card in hand, you can swipe the card for worry-free consumption. It also supports RMB repayment services and does not require the purchase of foreign exchange. Make repayments and enjoy the high-quality and considerate services provided by PSBC’s all-currency credit cards with peace of mind.

2. VISA credit card can be used at VISA authorized merchants around the world. The credit card has the VISA international logo on it.

Extended information:

Features:

Travel with peace of mind: UnionPay and MasterCard dual networks, convenient switching at home and abroad

Consumption with peace of mind : Automatic purchase and repayment of foreign exchange in RMB for overseas consumption, with no currency conversion fees

Overseas shopping is very reassuring: payment for shopping on overseas websites is supported, with 5% cash back on some websites

Payment is very considerate : Support Alipay Wallet and WeChat Wallet for convenient payment

The service is very comfortable: Enjoy the double global preferential merchant privileges of UnionPay and MasterCard

The annual fee is very heart-warming: no annual fee in the first year, once you spend 12 transactions will be waived for the next year

Postal Savings Bank of China-all-currency credit card

Baidu Encyclopedia-VISA credit card

Introduction to postal all-currency credit card Let’s stop talking here.