1. means that if the cardholder has difficulty in paying off the bill before the final repayment date, he can make repayment according to the minimum repayment amount stipulated by the issuing bank, which will not affect his credit history, but he cannot enjoy the interest-free repayment period. The minimum repayment amount is 65438+ 00% of the consumption amount.

2. If the credit card repayment amount is greater than or equal to the minimum repayment amount and less than the full repayment amount, the default is the minimum repayment amount; Three, the minimum repayment amount of credit card, the interest is calculated at 0.05%, starting from the day of consumption.

Extended data:

Influence of minimum repayment amount on credit card holders;

Credit cards that only pay the minimum repayment amount are not overdue and will not affect the credit history. The relevant contents are as follows:

1, the minimum repayment amount of each bank is different, which is generally about 10% of the bill amount; However, if the minimum repayment amount is not paid this month, the minimum repayment amount next month = the minimum repayment amount next month+the overdue fine payable this month+the minimum repayment amount this month (about 65438+ 00% of the total amount).

2. After the minimum repayment amount is paid, from the due date, five ten thousandths of the interest of the full billing date of the current month will be charged, and the monthly interest will be compounded, which is easy to form a vicious circle.

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