Hello! Our bank will not make any credit evaluation or bad record against you. At present, the national unified personal credit information basic database established by the People's Bank of China organized by commercial banks has been officially launched. Your relevant credit information has been recorded in the database and becomes your credit card. part of the record. Please bring your valid identity document to the credit reporting department of the local branch of the People's Bank of China to check your personal credit report (inquiries cannot be made on behalf of you or over the phone). For more information on credit reporting, please log on to the People’s Bank of China website www.pbc.gov.cn.