fast payment limit of China Merchants Bank's credit card: 3, yuan for a single payment, 3, yuan for a single day and no limit for a single month. China Merchants Bank has a large amount of credit card online banking of 1, yuan, and the credit card itself is overdrawn in a single day. The online payment function needs to be enabled, and the payment methods are card number, expiration date, CVV2, inquiry password and mobile phone dynamic password.
if it's a credit card, you can spend as much as you can. When opening an account, if there is no special requirement to close it, the domestic POS consumption function is generally enabled by default, and the daily cumulative limit set by default is 2, yuan (if it is a card sent together after applying for a credit card, the daily default transaction limit of POS is 2, yuan).
if the user spends a large amount, the monthly spending amount is about 7% of the credit card limit. In addition, when handling cash installment, the installment amount will occupy the credit card amount, so the credit card amount will be very small.
simply put, if it is a credit card, you can spend as much as you have available credit card. However, it should be noted that merchants are reluctant to swipe their cards when they spend a lot of money, because the bank that swipes their cards will deduct a certain handling fee from the merchants.
II. Provisions on the amount of cash withdrawal by other methods
1. The cumulative maximum amount of cash withdrawal per card of UnionPay Road ATM in China is RMB 1,; The cumulative amount of cash advanced by each overseas household shall not exceed the equivalent of US$ 1, per day, US$ 5, per month for equivalent credit cards, and US$ 1, for six months.
2. The maximum daily cash advance amount of the financial business card ATM is RMB 2, (the daily cash withdrawal limit of Wuhan Financial Business Card and Ruzi Niu Financial Business Card (Puka) is RMB 2,).
3. The daily limit of overdraft transfer bill card includes the daily overdraft transfer amount of each card of Pocket Life, Mobile Banking (including PAD Bank) and Customer Service Telephone Voice System, and the cumulative amount is no more than RMB 5,. Online banking (popular version, professional version) does not exceed RMB 2, per card per day.