Yes There is this clause in the credit card application agreement: "If the following conditions are met at the same time, regardless of whether Party A's creditor's rights to China Construction Bank Co., Ltd. or its branches are due, Party B has the right to exercise the right of set-off and deduct money from the account (including but not limited to current account and fixed account) opened by Party A in China Construction Bank Co., Ltd. and its branches to offset the credit card arrears of the corresponding amount: (1) Party A fails to repay the credit card arrears as agreed; (2) Any account (including but not limited to current account, fixed account, etc.). The corresponding funds in RMB or other currencies opened in China Construction Bank system. If the deduction amount is different from Party A's repayment currency, Party B has the right to pay off Party A's repayment amount after conversion according to the foreign currency bank purchase price announced by Party B at the time of deduction. If Party B deducts Party A's unexpired time deposit, Party A agrees to bear the interest loss caused by the early withdrawal of its time deposit. ? Party B will notify Party A after exercising the right of set-off. If there are still outstanding credit card debts under this contract, Party A shall continue to pay off the debts to Party B "and Article 35 of the credit card articles of association:" If the cardholder fails to repay the debts as agreed in the contract, or commits illegal or illegal acts, or commits malicious acts such as fraud, the bank has the right to choose to take one or more of the following measures: collect the debts by letter, SMS, email, telephone, door-to-door and announcement. ; Stop using the card; Stop all cardholders from using Dragon Card; Require the guarantor to assume the guarantee responsibility; Dispose of collateral, pledge or deposit; Deduct it from the account opened by the cardholder and his guarantor/co-payer in the bank as agreed, and have the right to ask the judicial organ to investigate the legal responsibility of the cardholder or take other corresponding recourse measures when necessary; Transferring credit card claims to a third party within the scope permitted by applicable laws; Take other risk control measures. "