You can apply for ICBC credit card.

Details:

1. First of all, although the ICBC credit card was overdue for 90 days and the card was frozen, the repayment was made on time.

2. When reviewing a card application, ICBC will comprehensively consider the individual's credit status and repayment record, rather than just looking at the overdue record once.

3. There is only one 90-day overdue record and the payment has been repaid, which usually does not have much impact on the credit card application.

4. If your credit situation is good in other aspects, such as having a stable job and a fixed income, the success rate of applying for a credit card will be higher.

5. The final decision on whether to apply for a credit card is still made by ICBC based on the individual’s comprehensive credit situation, so the results may vary from person to person.

Summary:

Although there is a 90-day overdue record, as long as the repayment has been made and the arrears are not continued, you can generally continue to apply for an ICBC credit card. However, whether you can successfully apply for a card in the end depends on your personal credit status and repayment record.

Extended information:

Credit card applications often require applicants to have a good credit record and repayment ability. Overdue repayment will have a certain negative impact on your credit record, but if you are 90 days overdue and repay in time, it will generally not have a big impact on your credit card application. However, different banks have different tolerances and review standards for overdue records, so the results must be evaluated and decided by the specific bank.

In addition, when applying for a credit card, in addition to overdue records, other personal credit factors will also be taken into consideration, such as job stability, income, social security, etc. These factors will also have an impact on the results of credit card processing.

Therefore, although there is a 90-day overdue record, as long as the loan has been repaid and other good credit conditions are met, it is generally more likely to be successful.