1. Completely exempted

Hua Xia SMART credit card is exempted from handling fees, and handling fees within the same city, different places, domestic and foreign countries are exempted.

2. The first payment is exempted< /p>

China Merchants Bank Young Card, China Merchants Bank Weibo Master Card, China Merchants Bank GQ Card, China CITIC Bank International Student Credit Card, Pudong Development Bank Fortune Star Gold Card, Pudong Development Bank High School Youth Card are exempt from the first monthly handling fee.

3. Free overseas

CITIC Bank has released the CITIC Visatignature Card, a credit card that waives unlimited overseas handling fees. This card is not only free overseas, but also waives the 1.5% currency exchange handling fee, which is very Suitable for friends who have unexpected travel.

4. Free in different places

Similar to obtaining a debit card, there are also local and remote ways to obtain a credit card. Guangfa Bank mobile card is free of charge every month Off-site first-time handling fee.

Credit card overflow cash

1. Overpayment is free

Hua Xia Bank and China Guangfa Bank do not charge for overpayment in other places or across banks. .

2. Overpayment of cash by local banks is free of charge

Credit cards of ICBC, Construction and Delivery, and some credit card types of Agricultural Bank of China and Bank of China that do not require payment of handling fees for overflow payments at local banks. The handling fee is waived when the local bank overflows the payment.