It stands to reason that there are always insights and gains after experiencing it. After graduation, it is common to write reports. A report is our rational understanding and summary of a period of work or study. How well do you know the writing of the report? The following "template essay on bank self-inspection report" carefully compiled by me, I hope it will help you. Template of Bank Self-inspection Report (Part 1)

After the training meeting on the special inspection of district procurement implementation on June 6th, the leaders of our department attached great importance to it, and timely organized relevant personnel to seriously study the spirit of the noticeNo. X Cai Fa [2xx]78 on printing and distributing the Implementation Plan for the Special Inspection of the Procurement Implementation of xxx District Government. While arranging special personnel to take charge of this work, they conducted special inspection, self-correction and self-inspection in strict accordance with the requirements of the document. The specific situation is reported as follows:

1. Leaders attach importance to and implement their responsibilities.

the leading group of the Ministry attaches great importance to the government procurement. Through special research, it is clear that xxx, the vice minister in charge of finance, is responsible for this work, and the financial personnel are responsible for the daily specific work. In the daily financial management, the leaders of the Ministry often emphasize at ministerial meetings and branch meetings that all materials procurement should be strictly implemented in accordance with the relevant provisions of government procurement, and it is absolutely not allowed to break up parts and evade government procurement; In terms of business, financial personnel are required to consult and learn from the procurement center of the district government, learn from the leaders of the accounting center and the staff of the reimbursement team, and constantly strengthen the sense of procedure and economy; In daily work, leaders often remind managers to purchase materials in strict accordance with the requirements of the government procurement law, so as to prevent the behavior of changing the procurement method for convenience.

second, improve the government procurement management system.

the leading group of the Ministry makes scientific overall planning and, based on the principle of economy, sets the budget for the next year at the end of each year, and strictly controls the procurement activities within the budget. Each specific procurement work shall be applied by each department according to the office needs and the relevant policies of the higher authorities, and submitted to the ministerial meeting for study and determination after being read by the department leaders in charge of the department.

third, strict management and standardized operation.

We consciously adhere to the procurement procedures. After the Ministry will study and approve the procurement, the financial personnel will be responsible for the specific handling in the procurement center of the district government according to the requirements of the Procurement Law. For each government procurement business, we report it in strict accordance with the procedures of the government procurement law and the government procurement business guide, and carry out the next procurement according to the procurement method and amount approved by the district procurement center. So far, there has been no violation of regulations or financial discipline in the implementation of government procurement policies.

fourth, improve the file management.

the financial personnel can timely sort out and file the purchasing data of each purchasing activity. Template for Bank Self-inspection Report (Part 2)

In order to standardize RMB payment and settlement, payment system operation and account management of the Bank. According to the document requirements, the Bank held relevant meetings and organized personnel to study, put forward specific inspection requirements, and conducted a comprehensive and detailed inspection of the implementation of the bank's stock account, payment settlement and payment system operation management system. The self-inspection is reported as follows:

1. Self-inspection

(1) Account inspection

Up to now, our bank has 471 corporate bank settlement accounts, and within the self-inspection time, we have opened 12 corporate bank settlement accounts, all of which are basic accounts, and no other types of corporate accounts have been opened during the self-inspection period.

(II) Internal management and control

A post responsibility system for bank settlement account management has been established, in which the accountant is responsible for checking the authenticity, legality and completeness of account opening materials, and the supervisor is responsible for checking and keeping account opening materials.

implement the system and set up a team to register and record the classification of special books for large-value transactions.

A bank settlement account management agreement was signed with depositors when they opened their accounts.

(III) Opening time and use of bank settlement accounts

Because the newly-opened basic deposit account and special branch cash accounts need a lot of information, the examination and confirmation are complicated and tedious, so the customers wait for a long time, and it usually takes 3-7 working days to issue certificates to corporate customers. Both basic accounts and special branch cash accounts are approved by the People's Bank of China and obtain account opening licenses to ensure uniqueness, and they are bound to conduct related account transactions three working days after the issuance of account opening licenses.

our bank has also opened some temporary engineering accounts. Because the project is complicated, it takes some time to verify the authenticity and legality of the materials, so it usually takes about 5-1 working days for customers to actually use these accounts. And the validity period is two years, and their accounts are regulated according to the requirements of the account management system.

the general account opened by our bank can basically be notified to its basic bank within three working days, and a few general accounts can be notified by telephone and fax. Except for loans, other general deposit accounts can basically handle payment business after opening a settlement account for 3 working days. And there is no case that the general household has not approved the special user to handle the cash withdrawal business.

file with the people's bank of China within 5 working days after opening special accounts for general households and non-budget units. After the account opening information of basic households is changed, file with the people's bank of China at the latest the next day, and report to the people's bank within 2 working days after the change of general households.

II. Problems found in self-examination

During self-examination, it was found that it takes a long time for general enterprises to open accounts, which can be attributed to the following reasons:

(1) Customers are unfamiliar with the account opening process

Limited by the geographical area and the quality of customer groups, most of the companies that come to our bank to open corporate accounts are small and micro enterprises, and they do not employ professional accountants to manage corporate accounts. The managers who go to the bank to open an account generally lack knowledge of the company deposit account, some even don't know what kind of company account they need to open, and some customers can't complete the relevant procedures at one time, and it still takes a long time to fill out a document correctly, even though there are special business personnel to guide them to fill in the account opening information.

(II) The company account procedure is rather complicated

The newly established corporate account needs to provide relevant information and review it. After the review is correct, enter the basic information about the company in the core system of our bank before opening an account, and keep the corresponding seal and stamp in the electronic printing system, and it needs special review, and the customer will stamp it for confirmation. After the account number is generated by the system, it needs to be entered into the account management system of the People's Bank of China, and the newly-opened basic account also needs to be entered into the institutional credit code certificate system.

because the procedures for non-approved accounts are relatively simple and take a relatively short time, and the approved accounts need to be submitted to the People's Bank of China at a higher level for filing and approval, the higher-level people's bank will review and make an account opening permit according to the relevant requirements of the account relationship, and inform the Bank that it can collect it, then the Bank can issue the certificate to corporate customers and ask them to allow them to operate the account three working days after the account opening permit is issued. If a temporary deposit account is opened, especially if the Bank has some temporary engineering deposit accounts, it will take a long time to verify the authenticity and legality because there are more handling materials.

iii. improvement plan

in view of the problems existing in our account opening service for enterprises, we take relevant measures to shorten the account opening time as much as possible to satisfy customers.

first, strengthen internal management. Carry out the study of the Regulations on the Management of RMB Accounts, so that each handling personnel is familiar with the operation process of opening an account and the regulations, improve their professional quality and level, and take and deliver the account in time to save the speed of handling business and shorten the business time.

Secondly, organize external publicity and study regularly. Carry out related activities such as serving urban and rural areas and entering the community, select outstanding lecturers, popularize knowledge about unit accounts, and let everyone know the significance of unit settlement accounts.

finally, as a service industry organization, the Bank actively communicates with the People's Bank of China at a higher level, keeps abreast of the relevant requirements of accounts, and actively and effectively handles related businesses. Template essay on bank self-inspection report (Chapter 3)

When writing this kind of report, we should pay attention to: the summary work should be comprehensive and specific, and the basis should be sufficient. The purpose of doing this is to facilitate the superior to check the work and understand the situation, so as to promote the work of the unit and make it better.

according to the spirit of document _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

I. Deposit management

The Bank organizes deposits in accordance with the relevant provisions on deposit management, and there is no default in paying the deposit reserve, no transfer of collective funds or public funds to personal savings, no hidden and inflated deposits, no occupation of fiscal deposits by abusing or changing accounting subjects, no illegal absorption of deposits from financial institutions, and no increase in interest rates.

self-inspection report of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Sub-branch

II. Loan management

The Bank issued loans in full accordance with relevant regulations, without raising interest rates beyond the scope or issuing loans to self-run economic entities in disguise, without abusing accounting subjects to issue, conceal or inflate loans, with complete and effective examination and approval procedures, and without mortgage or mortgage with no legal effect.

the normal loans at the end of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ But by the end of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

the reasons for the above overdue loans are different. most enterprises are affected by the market in their operations and fail to achieve the expected income. after investigation and analysis, the loans can be recovered in the near future. In order to put pressure on enterprises and intensify collection, all overdue loans have not been extended. The existing overdue loans are RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

iii. management of investment and borrowing funds

all the investments of the bank are government bonds, and there is no over-investment and no investment in self-run entities. One loan was illegal, and it was lent to the Trust and Investment Company of the Agricultural Bank of China, with an amount of _ _ _ _ _ million yuan, which failed to pass through the financing center. The rest of the lending is in compliance.

iv. off-balance-sheet operations

The Bank has no off-balance-sheet deposits, loans and "small coffers".

In addition, the Bank did not occupy credit funds for stock trading and real estate speculation, and there were no problems such as illegal deposit, payment of handling fees and benefits.

____ _ Sub-branch of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Conduct a comprehensive self-examination of the Bank's e-banking business, and the self-examination report is as follows:

1. Business level

(1) Whether management systems such as security, inspection and supervision, personnel management, statistical analysis, information feedback, information disclosure, major event reporting system and risk identification, early warning, evaluation, monitoring and control mechanisms have been established. Whether the business operation procedures and detailed implementation rules covering the whole business process and all risk points are established, whether all business links in the operation procedures have effective control means, whether the setting of control links is reasonable, and whether the division of control functions is clear. Whether a sound post responsibility system has been established, and whether each post responsibility can supervise and restrict each other. Whether to modify and improve the established management systems, operating procedures and implementation details in a timely manner according to the needs.

self-inspection: the e-banking business management system has been established, business operation rules and implementation rules have been established, and a sound post responsibility system has been established.

related materials: measures for the management of bank card business of xx bank co., ltd. (for trial implementation), measures for the management of self-service equipment of xx bank co., ltd. (for trial implementation), operating rules for debit card business of xx bank (for trial implementation), measures for the risk management of bank card of xx bank co., ltd. (for trial implementation), and incident and accident reporting system of bank card (debit card) system of xx bank co., ltd. Post Plan of Electronic Banking Department of xx Bank

(ii) Whether the relevant departments and personnel of electronic banking have strictly implemented various internal control systems of electronic banking. Whether there are problems such as unclear division of labor and lack of constraints among relevant departments and personnel engaged in e-banking business.

description of self-inspection: the management measures are formulated, the responsibilities of relevant departments and personnel are explained, and the punishment measures after violating the regulations are listed.

related materials: chapter iii management institutions and responsibilities, and chapter Xi liability for violation of regulations in the measures for the administration of bank card business of xx bank co., ltd. (for trial implementation);

chapter 2 management system and post responsibilities, chapter 8 inspection, assessment and accountability of self-service equipment in the management measures for self-service equipment of xx bank co., ltd. (for trial implementation).

(3) when a customer applies for a certain electronic banking business, whether to explain and disclose the trading rules of various electronic banking business varieties to the customer, and whether to explain the trading risks of this variety and its rights and obligations in specific transactions to the customer.

self-inspection: the articles of association of longxiang card are printed on the back of the application form of bank card customers, which fully discloses the application conditions, use, loss reporting, account cancellation, interest calculation and charging, rights and obligations of the cardholders.

related materials: articles of association of longxiang card of xx bank co., ltd.

ii. operational management level

whether the bank has established a comprehensive, comprehensive and systematic management system for e-banking business authorization management, accounting and account checking, whether all accounts of e-banking business are checked in time, and whether accounting data are consistent with statistical data.

self-inspection: the bank has established the management system of electronic banking business authorization management, accounting and account checking, and checked the accounts of electronic banking business in time to make the accounting data consistent with the statistical data.

related materials: the management system of authorization management of the operation management department;

"Chapter VI Accounting Treatment of Bank Card Business, Chapter VII Accounting Treatment of atm Business and Chapter IX Accounting Check" in the Administrative Measures for Bank Card Accounting of XX Bank Co., Ltd. (Trial);

China unionpay error handling platform;

xx banking supervision reporting system.

third, the level of scientific and technological information

(1) whether the bank has complied with the laws, regulations and rules of the state on computer information system security, commercial password management and consumer rights protection. Whether to set the transfer as required?