How can I borrow money with a credit card?

users can borrow money in the following two ways when they hold a credit card:

1. Handle credit card cash installment. Now many banks have opened credit card cash installment business. If you want to apply for credit card cash installment, you need the cardholder to take the initiative to apply to the bank. After the bank approves, the amount applied by the cardholder will be converted into cash and deposited in the designated debit card.

2. For cash advance, users can directly take their credit cards to the ATM of the bank to withdraw money. At present, cash advance has a handling fee and interest, which is 1% to 3% of the cash withdrawal amount and the interest is .5% per day.

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How to borrow money from a credit card?

If you have a credit card, you can borrow money in the following three ways:

1. Handle the cash installment of the credit card: the cardholder takes the initiative to apply to the bank, and after the bank approves, the amount applied by the cardholder will be converted into cash and deposited in the designated debit card, and the cardholder can return it according to the specified number of installments.

2. cash advance: users can directly take their credit cards to the ATM of the bank to withdraw money;

3. Credit card loan: For large consumption such as car purchase and decoration, the bank will grant a certain loan amount according to the credit status of the cardholder, and the cardholder will repay the principal in one lump sum and by installments.