The handling fee rate of POS is deducted according to the percentage of transaction volume, and the rate standard varies from 0.5% to 4% according to different industries. Generally speaking, the charge standard of credit card in retail industry is 0.8%- 1%, supermarket is 0.5%, and catering industry is 2%. The handling fee for POS card swiping shall be borne by the merchant.
In other words, it is charged according to the rate standard introduced by Bian Xiao. At present, the lowest rate of domestic pos machine industry is 0.38%, that is, preferential merchants. However, if preferential merchants are used, there are corresponding capital restrictions, and only 0.38% of payout ratio is within 1 1,000 yuan. Beyond this range, it will be charged according to the standard average rate.
% handling fee, and merchants in the wholesale market deduct 0.78% of the maximum 26 yuan capping fee; Credit cards and debit cards are of the same standard. Whether it is a credit card or a savings card swiping a POS machine, it requires a certain handling fee, but it will still give many discounts, so it is still very cost-effective.
The handling fee for the POS machine of ABC is 5% of the amount of each credit card. Relevant provisions of the Agricultural Bank of China: authenticate the identity of both parties to the transaction to prevent payment fraud.