The upper limit is 300,000. According to a query of NetEase news, the Harvest Card is issued to the public by Zhejiang Rural Credit Cooperatives (Cooperative Banks) to provide cardholders with a safe, convenient and flexible payment tool. Harvest Credit Card is divided into regular card (limit limit is 50,000 yuan), gold card (limit limit is 300,000 yuan), diamond card (limit limit is 300,000 yuan), and platinum card (limit limit is 1 million yuan). Diamond card and platinum card are currently not issued. . Regular and gold cards enjoy an interest-free repayment period of up to 56 days. Therefore, the maximum limit for the Harvest Zhefu Gold Card is 300,000. Harvest Card is a debit card that integrates savings, transfer, consumption and other functions.