Credit card interest recovery is also a credit card interest refund. If the cardholder applies for a credit card interest refund, it may leave a permanent record in the issuing bank. In this case, it is equivalent to entering the grey list of the issuing bank and becoming the key monitoring object of the issuing bank.

If you want to increase the credit card limit later, it will be very difficult. Even if the cardholder wants to apply for another credit card in this bank, the success rate will not be particularly high. Therefore, cardholders should carefully consider the issue of credit card refund.