The formula I told you was wrong before. . . Embarrassing
I'll quote someone else's formula to answer it for you. It’s so boring to write.
There are some things that you just have to look at. To put it simply, between the bill dates of each period, the amount that should be repaid will bear interest at 0.05 per day, and then the remaining principal between the repayment date and the bill date will bear interest at 0.05 per day.
Your billing date is the 17th of each month.
The current statement you print includes all your transaction accounts from January 27th to June 17th.
You only have one consumption in the January billing cycle - on January 27, the consumption amount was RMB 142.54.
The "repayment amount for this period" of your current January bill should be RMB 142.54, and the "minimum repayment amount" is RMB 14.25.
Under different repayment situations, your recurring interest rates are:
(1) If you repay the full amount of 142.54 yuan before February 11, then in March The recurring interest in the statement on the 17th = 0 yuan.
(2) If you only repay the minimum repayment amount of RMB 14.25 before February 11, recurring interest will accrue.
If you repay the minimum repayment amount of 14.25 yuan on February 21, the recurring interest on the statement on March 17 = 3.38 yuan.
The specific calculation is as follows:
142.54 yuan X 0.05 X 25 days (142.54 yuan-14.25 yuan)
(January 27th--February 20th) (February 21st--March 17th)
You did not consume in the February billing cycle, but because there was no consumption in the previous period For full repayment, the recurring interest in the statement on March 17 is 3.38 yuan.
The "repayment amount for this period" of your current February bill should be RMB 131.67, and the "minimum repayment amount" is RMB 13.17.
Amount payable in this period = 142.54 yuan - 14.25 yuan 3.38 yuan = 131.67 yuan.
If you repay the minimum repayment amount of 13.17 yuan on April 10, the recurring interest on the statement on April 17 = 1.99 yuan.
The specific calculation is as follows:
131.67 yuan X 0.05 X 23 days (131.67 yuan-13.17 yuan) X 0.05
(March 18--April 9) (April 10--April 17)
Quoted from /question/461596123.html