No annual fee if you use China Merchants Bank Credit Card several times a year
No annual fee if you use China Merchants Bank Credit Card six times a year. Most China Merchants Bank credit cards waive the annual fee for the first year. If the card is swiped 6 times in the same year, the annual fee for the following year will be waived. There is no limit on the amount, payment method, or points transaction for six card swipes, as long as the consumption is included in the bill.
However, some CMB credit card types do not provide annual fee exemption for the number of card swipes, nor do they provide a policy for redeeming CMB credit card points for annual fees: business card (rigid charge of 100 yuan/year), elite business card (300 yuan/year) yuan/year), company purchase card (100 yuan/year), China Merchants Bank American Express card series (Express Gold Card and American Express Business Gold Card 380 yuan/year, American Express Green Card and American Express Business Green Card 180 yuan/year), unlimited cards (1 Ten thousand yuan/year).
Although there are some CMB credit cards that do not provide annual fee exemption for the number of card swipes, you can use the points earned by swiping the card to redeem the annual fee: VISAMINI dual-currency credit card, special-shaped car card; CMB Classic Platinum Credit Card Master Card The annual fee is 3,600 yuan/year, and the first-year annual fee is waived. 10,000 CMB credit card points can be used to redeem the next year's annual fee. The annual fee for its supplementary card is 1,800 yuan/year, and 5,000 CMB credit card points can be used to redeem the next year's annual fee.
In addition, there are some CMB credit card types that are free of annual fees based on the total number of card transactions: the annual fee for the main card of CMB’s exquisite platinum card is 800 yuan/year, and the annual fee is waived in the first year. If you spend 80,000 yuan and 20 times in the year, the annual fee will be waived for the next year; the annual fee for the supplementary card is 300 yuan/year. The first two cards will be free of annual fees, and the third card will be free of annual fees in the first year. If you spend 30,000 yuan and 10 times in the year, the annual fee will be waived. The annual fee is waived for the following year.
In 2002, China Merchants Bank issued the first international standard dual-currency credit card, becoming a pioneer in China's credit card market. Since the issuance of China's first "one card, two currencies" credit card that meets international standards in December of the same year, it has achieved a series of impressive results.
The China Merchants Bank Credit Card Center adopts nationwide centralized operations and is the first credit card center in China that operates independently in full compliance with international standards, truly realizing integrated and professional credit card services. While refreshing credit card records one by one, China Merchants Bank Credit Card adheres to the service concept and innovative spirit of "changing because of you", actively explores the market, expands market alliances, and deepens market segmentation. The functions and services of credit cards are increasingly enriched and improved. It is China's One of the most innovative joint-stock commercial banks.
Which credit card of China Merchants Bank has no annual fee?
There is no credit card with no annual fee of China Merchants Bank. The annual fee is waived in the first year, and the annual fee of the following year can be waived by swiping the card multiple times. .
Annual fee for China Merchants Bank credit card:
Gold card: 300 yuan/year, supplementary card: 150 yuan/year;
General card: 100 yuan/year, Supplementary card 50 yuan/year;
The annual fee is waived in the first year. After a single card has been consumed 6 times (regardless of amount and transaction form), the annual fee of the card for the next year will be automatically exempted, and so on.
1. Different types of credit cards require 6 purchases per card;
2. Unlimited card/Platinum card/Business card/ANA co-branded card/VISAMINI card/MSNMINI card/ The above charging standards are not applicable to VOGUE Titanium Card/HELLOKITTY Fan Gold Card/MissKitty Perfume Credit Card, etc.
Extended information:
Some credit cards are free of annual fees for life, such as
Alipay online credit card: interest-free period of 50 days is free of annual fees for life
Alipay online credit card enjoys lifetime annual fee exemption and can not only be used for all online purchases, but can also be used in offline stores that support Alipay wallet payment. In addition, the interest-free period of Alipay online credit cards is as long as 50 days.
China Merchants Bank - All-in-one smart inquiry - China Merchants Bank credit card annual fee
People's Daily Online - Alipay online credit card: 50-day interest-free period and lifetime annual fee exemption
China Merchants Bank Does the bank have any credit cards with no annual fee?
China Merchants Bank has credit cards that waive annual fees, but they are few and far between. For example, China Merchants Bank's "One Piece Wanted Collection Card Series" credit cards are permanently free of annual fees, but each successful application will charge 50 yuan per card. Card production cost.
Actually, I don’t think this is a good deal. Using a credit card six times a year can waive the annual fee, which is equivalent to swiping it once every two months, and there is no card creation fee.
The annual fee for China Merchants Bank credit cards (regular card and gold card) is waived in the first year, and the annual fee is waived for the following year if the card is swiped six times a year. Alipay recharges are included in the number of purchases. China Merchants Bank Platinum Card does not have an annual fee exemption policy, and you must pay an annual fee if you successfully apply.
The annual fee for China Merchants Bank credit cards is divided according to the card level, as follows:
Gold card: RMB 300 per card for the main card, RMB 150 per card for the supplementary card
Ordinary card: RMB 100 per card for the main card, RMB 50 per card for the supplementary card
China Merchants Bank also has credit cards that have no annual fee, but they are not necessarily available in every city, and not necessarily It will be launched in each time period. Please ask your local China Merchants Bank salesperson for details.
In addition, credit cards that do not charge an annual fee will generally charge a card creation fee, which cannot be waived. It is recommended that the poster apply for an ordinary credit card. After all, the annual fee is waived if you make six purchases, and there is no card creation fee, which is relatively cost-effective.
: China Merchants Bank App is the focus of China Merchants Bank in building a digital financial service platform. It is the carrier and platform for China Merchants Bank to connect users.
As of the first half of 2020, the cumulative number of China Merchants Bank App users reached 129 million, with 3.111 billion logins, an average of 11.31 logins per person per month, and more than 56 million monthly active users (MAU).
On December 3, 2020, China Merchants Bank App 9.0 was released. Compared with the previous version, China Merchants Bank App 9.0 focuses more on superior resources, business and user intelligence, and also pays more attention to efficiency. The power of financial technology strengthens value creation and helps hundreds of millions of users build their own wealth master accounts.
On November 18, 2019, China Merchants Bank App 8.0 was launched iteratively, and it has been working closely with leading partners in various fields to create a better wealth life for 100 million users.
The China Merchants Bank App continues to innovate and gradually provides users with intelligent financial services focusing on customers' needs such as cash flow management, wealth management and consumer credit. In the retail finance 3.0 era of digital transformation, the China Merchants Bank App has become open and interactive, extending from financial scenarios to life scenarios, and is committed to creating user experience. Currently, the number of users of China Merchants Bank App has exceeded 80 million, and the number of monthly active users exceeds 40 million.
"One Net User" system: In order to provide users with comprehensive financial services, China Merchants Bank launched the "One Net User" system. This system integrates bank card management, transfer payment, financial management, credit and other functions into one, and is committed to building an Internet user system with one user and one set of passwords. After logging in, users can centrally manage multiple bank cards, meeting their multi-account management needs in one stop. The "One Net Access" user system is also a breakthrough for China Merchants Bank in breaking away from the closed account system and building an open user system. Users only need to use their mobile phone number to quickly register as a "one-stop user", which supports binding debit cards and credit cards from dozens of banks, becoming a practical "card package" for users and easily realizing "one app to handle N bank cards" . Currently, users can log in to experience China Merchants Bank App, public version, professional version and other products through the "One Netcom User".
Does China Merchants Bank credit card charge an annual fee?
The annual fee standards for China Merchants Bank credit cards are as follows:
General card: 100 yuan/year, supplementary card: 50 yuan/year;
Gold card: 300 yuan /year, supplementary card: 150 yuan /year.
The annual fee is waived in the first year. If you make 6 purchases with a single card, the annual fee for the card in the following year will be waived, and so on (excluding high-end cards, business cards and some special credit cards).
For more information on the annual fee, you can click here for the web link web link.
Warm reminder: If the annual fee has been incurred and you need further consultation, you can call the credit card hotline 400-820-5555 for confirmation.
(Response time: February 20, 2021. For the latest business changes, please refer to the official website of China Merchants Bank)
About the annual fee exemption for China Merchants Bank credit cards and the annual fee exemption limit for China Merchants Bank credit cards This is the end of the introduction. I wonder if you found the information you need?