1. Make an appointment online. Make an appointment online in advance to facilitate the next credit card processing.
2. Bank personnel verify the materials. After submitting your personal information, you need to wait for the bank personnel to verify the materials before you can go further.
3. After the personal data are met, the bank staff will contact or go to the door to apply for a credit card for free.
4. After these procedures are completed, you can wait for the bank to approve the card issuance.
only if the application conditions are met can the application be successful. Requirements for bank credit card application:
1. Age requirements: local residents must be between 18 and 65 years old, and foreigners must be between 25 and 65 years old;
2. Job requirements: having a stable work unit, income and fixed residence;
3. Credit requirement: no bad credit record. Supplementary card applicants must be the parents, spouses or children of the principal cardholder, aged between 16 and 65.
Application materials for bank credit card:
1. Identification materials:
Copy of resident ID card or military officer's card; If you are a compatriot from Hong Kong and Macao, you need to provide a copy of the mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.
2. Proof of work and income:
Proof of salary or either a business card or a photo badge.
Proof materials that can prove that you have good economic strength: copy of real estate license and copy of automobile driving license; Bank loan account (good credit, overdue for no more than 6 days) or copy of deposit certificate.