(1) Withdraw cash in China. To withdraw cash in China, the cardholder only needs to find the business outlets of China Bank, ATMs with UnionPay logo or ATMs of other banks, and can withdraw cash with the credit card password. However, the Bank of China has limited the amount of cash that cardholders can withdraw. A credit card can only withdraw 2,000 yuan in cash every day.

(2) Withdrawing cash outside China. When a cardholder withdraws cash abroad, he can withdraw cash with his credit card password as long as he finds an ATM with the logo of PLUS, CIRRUS or UnionPay. As the cash withdrawal business is handled overseas, the cash obtained by the cardholder is the local legal tender.

Because the Bank of China has restrictions on the amount of cash withdrawn by cardholders, a credit card can withdraw up to $65,438+0,000 or its equivalent in other foreign currencies every day when withdrawing cash abroad; Withdraw up to $5,000 or its equivalent in other foreign currencies every month; You can withdraw up to 10000 USD or equivalent in other foreign currencies every six months.

When the credit card is withdrawn, the cardholder needs to pay the corresponding handling fee to the Bank of China according to the withdrawal amount. In addition, since credit card withdrawals cannot enjoy the interest-free period service, the cardholder has to pay five ten thousandths of the daily withdrawal interest to the Bank of China.

Can I withdraw my credit card?