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The bill number of the credit card I applied for in Industrial Bank is 16. When is the repayment and when is the most cost-effective?
The date of the applied Industrial Bank credit card bill is 16, and the repayment date is 20 days after the bill date. Due to the different days of each month, the repayment date is between the 5th and 6th.

The optional billing date of Industrial Bank's credit card is: 2nd, 4th, 8th, 1 1 day, 65438+3rd, 65438+8th, 2nd1day and 23rd of each month.

The date of Industrial Bank's credit card bill can be changed, but it should be noted that:

1. The statement date of Industrial Bank's credit card needs to be changed by Industrial Bank's credit card telephone number: 9556 1.

The bill date can be changed every six months, but not too frequently.

If it meets the credit card bill installment, it can also be installment.

Requirements for installment application of bank credit card bills:

1. Time to apply for installment bills

From the trading day to the repayment date, you can freely choose the installment transaction under RMB or USD account.

For unbilled transactions: you can apply for installment payment between the transaction date of 19:30 and the billing date of the bill corresponding to the transaction.

For bills that have been issued, you can apply for installment from the day after the billing date to the due repayment date (for customers with automatic repayment in the account, the deadline for application is due repayment date 17:00).

2. Conditions for applying for installment bills

The applicant must hold a personal card with a bank credit card, have a good record of using the card and have no delay in repayment in the current period. Customers who only hold business cards, business cards, purchasing cards, ANA protection cards or supplementary cards cannot apply for bill installment for the time being.

3. Bill installment application amount

For the installment payment of RMB bills, the minimum application amount shall not be less than 300 yuan RMB each time; For the installment payment of USD bills, the minimum application amount shall not be less than USD 65,438+000 each time. After the installment of RMB or USD bill is successful, the principal and handling fee of each installment will be credited to RMB account, that is, the installment amount of USD bill will be converted into RMB at the exchange rate specified at the time of application.