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I accidentally loaded two hundred yuan on my Agricultural Bank of China credit card. I can’t withdraw cash or transfer money at the bank counter?

Credit card electronic cash is a financial IC card application designed to facilitate cardholders' small-amount consumption. It supports transactions such as transfer deposits, transfer withdrawals, and offline consumption.

The upper limit of the amount of electronic cash is 1,000 yuan. This department does not charge interest on the funds, and no password is required when paying.

Transactions are recorded on the electronic cash platform (the credit card system is not sent to the account), the credit card statement does not show details, electronic cash transactions do not accumulate points, and are not included in the annual fee-free transaction statistics.

Cardholders can handle the transfer business through counters, ATMs and other channels. The transfer business can only be handled at our bank's counters and can only be withdrawn once a month. Generally, the transfer will be made to the credit card owner every other day. account. Under special circumstances, a clearing cycle is required before the funds can be transferred to the credit card household's main account.