1. There are no separate credit card branches. Credit cards are regarded as a product of the bank and are managed according to the head office - branches - sub-branches. The authority is generally delegated from the head office to provincial branches and subordinate sub-branches.

2. The main functions of the branch:

1. Implement prudent monetary policies and support the economic development of the jurisdiction.

2. Carry out foreign exchange management work according to authorization and maintain the stability of foreign exchange order in the jurisdiction.

3. Manage the distribution library. Specifically responsible for handling the allocation, custody, destruction and accounting of damaged certificates of RMB issuance funds, handling the deposit and withdrawal business of commercial banks, and organizing RMB anti-counterfeiting work.

4. Maintain the normal operation of the payment and clearing system.

5. Manage the treasury.

6. Carry out financial statistics and organize financial and economic statistical surveys.

7. Guide the deployment of anti-money laundering work in the financial industry and be responsible for anti-money laundering fund monitoring.

8. Manage the credit reporting industry and promote the establishment of a social credit credit system.

9. Prevent systemic financial risks and maintain financial stability.