1. Number and amount of overdue: If there is only a small amount of overdue, the recovery speed of credit records will be faster. However, if it is overdue many times or the overdue amount is high, the recovery time may be longer.
2. Overdue duration: The overdue duration will also affect the speed of credit recovery. A shorter overdue period may make it easier to restore credit.
3. Follow-up repayment: Whether the repayment can be made in time after the deadline is also an important factor. If the arrears can be paid off immediately after the deadline and a good repayment record is maintained, the speed of credit recovery will be accelerated.
To sum up, the recovery of credit card after overdue repayment depends on overdue times, overdue amount, overdue duration and subsequent repayment. Generally speaking, if there are only a few overdue and the amount is not large, and the repayment can be made in time and a good repayment record can be maintained, the speed of credit recovery may be faster.
Extended data:
Overdue repayment will have a negative impact on personal credit records and may affect the approval of future applications for loans, credit cards or other credit products. It is recommended to avoid overdue repayment of credit cards under any circumstances. If you really can't repay the loan on time, contact the bank or credit card institution in time for help.
In addition, each country and region may have different regulations on credit records and recovery time. Please understand the specific situation according to the laws and regulations of the relevant regions. Taking China as an example, the above answer is aimed at the situation in China, and the specific recovery time may vary according to personal circumstances and credit institution policies.