Supplement: Online Banking Signing
1. CCB's online self-service online banking is a non-contracted customer and cannot be transferred.
I used my bank card and ID card to apply for opening online banking at the counter.
3. After the bank opens online banking, click "Personal Online Banking Login" according to the prompt to register. When registering, you need to provide the user number and download password of the personal online banking digital certificate after the mobile phone number is successfully registered.
4. Download the online banking certificate with a personal computer and fill in the verification code. After completing online banking registration, you can log in and use online banking.
I. The main differences between non-contracted accounts and contracted accounts of personal online banking are as follows:
A. Adding process: the account added through online banking becomes a non-contracted account; The account where the customer carries valid certificates and bank cards to the business counter for additional signing procedures is the signing account;
B. Function restriction: Non-contracted accounts cannot make any online payment or transfer, but can only be inquired. The contracted account can realize all the functions provided by CCB online banking (including payment or transfer);
C. Transaction limit: the transaction limit of non-contracted accounts is 0, and the transaction limit of contracted accounts is the limit set by customers when signing contracts at the counter;
D. Transaction process: Non-contracted accounts cannot conduct transactions such as payment and online payment, so certificates are not enabled and account passwords are not used. Payment, online payment and other transactions must use dynamic password card or USB flash drive. , and after the certificate is enabled correctly after each login, any subsequent transaction will not be prompted to enable the certificate.
Only individual online banking users can download digital certificates and purchase e-banking dynamic password cards or U shields.
Online banking, also known as online banking, has two meanings:
1. The concept of an institution refers to a bank that operates its business through an information network.
2. Business concept refers to the financial services provided by banks through information networks, including traditional banking services and emerging services brought by the application of information technology. Online banking is not only a simple transfer of traditional banking products from the Internet, but also some changes have taken place in other service modes and connotations, and new business varieties have emerged due to the application of information technology.
Advantages of online banking
1. Online banking can reduce the number of fixed outlets and operating costs, but users can enjoy uninterrupted service 24 hours a day, 7 days a week as long as they have a PC and a telephone line.
2. The online banking client consists of a standard PC and a browser, which is easy to maintain.
3. Online e-mail communication is also very flexible and convenient, which is convenient for communication between users and banks and within banks.