Look at the debit order you set up

If you want to deduct money, the handling fee will be deducted directly from your bound bank card. The general order of deductions for online business loans is: first It will be deducted from the Alipay balance. If not, it will be deducted from Yu'e Bao. No, it will be deducted from the bank card. However, not all bank cards support automatic deduction.

So it is better to repay before the repayment date. It is better to deposit the amount into your balance or Yu'e Bao. If you are used to depositing money into a bank card, you can also call to inquire whether your bank card has the automatic deduction function.