According to Article 196 of the Criminal Law, the crime of credit card fraud refers to the act of using credit cards to conduct fraudulent activities for the purpose of illegal possession, in violation of credit card management regulations, and to defraud a large amount of property. The crime of credit card fraud was opened for investigation at the Public Security Bureau where the crime occurred. According to the provisions of the "Notice of the Supreme People's Court, the Supreme People's Procuratorate, and the Ministry of Public Security on Issues Concerning the Jurisdiction of Credit Card Fraud Crimes", for credit card fraud cases in which other people's credit card information is illegally obtained by stealing, buying, etc. and then used in other places, the card holder shall The public security organs, people's procuratorates, and people's courts in the place where a person applies for a credit card may file a case for investigation, prosecution, and trial in accordance with the law.

Legal Basis

"Criminal Law of the People's Republic of China"

Article 177: Forgery or alteration under any of the following circumstances: Whoever provides financial instruments shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or solely be fined not less than 20,000 yuan but not more than 200,000 yuan; if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and shall also be fined not less than 50,000 yuan but not more than 50,000 yuan. A fine of not more than 100,000 yuan; if the circumstances are particularly serious, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated:

(1) Forgery or alteration Making money orders, cashier's checks, checks;

(2) Forging or altering entrusted collection vouchers, remittance vouchers, bank deposit certificates and other bank settlement vouchers;

(3) Forging or altering letters of credit or accompanying documents and documents;

(4) Forging credit cards.

If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.