Which bank has more credit card promotions?

Hello, I am very happy to answer the question. As an experienced bank credit card user, I think CCB has the most bank card activity.

China Construction Bank’s credit card also uses a points system, which is the same structure as other banks. But in terms of points redemption, I personally think that it is much better than other bank cards in terms of product types and quantity, and the entry threshold is not high. Basically, 80% or even 90% of credit card users can switch to their favorite product.

There are not only seats, but also a four-piece bed set, as well as backpacks, water bottles and other practical products. What attracts me most is that there are some video network memberships on it. This is undoubtedly very attractive to young people, because now all major online videos have adopted a membership system. If you don’t have a membership, you won’t be able to see what you like. of film and television works. I have redeemed iQiyi and Tencent membership cards on it. Although other banks have launched similar activities, the amount that can be redeemed is extremely low. Basically, a limit of 20 or even ten is introduced every time. China Construction Bank has launched more than a thousand quantities each time. As long as you want to exchange it, there is no need to worry.

In addition, China Construction Bank has also launched a special mall for credit cards. For some people with lower consumption levels, China Construction Bank has launched an interest-free installment in 24 installments. For example, if you want to buy the most popular The popular iPhone 12 phone. The price of five to six thousand is indeed shocking to many people, but it is spread out over an average of 24 months. We can decisively buy the iPhone 12, and even waive the interest. This is indeed a happy thing for everyone.

However, the editor here would like to remind everyone that although China Construction Bank has a lot of credit card activities, everyone must use credit cards rationally and avoid cheating or even swiping cards illegally.

Which bank's credit card is better and more affordable?

Which bank's credit card is easy to use and affordable. Generally speaking, it is more appropriate for us to hold up to 6 credit cards. You can apply for credit cards from various banks according to your own consumption needs.

1. Credit cards from the four major banks

The approval process for credit cards from the four major banks is more urgent and strict than those from other banks, so we can apply for a credit card from the four major banks first, and then Credit cards from other banks. The reason for applying for a credit card from the four major banks is very simple, that is, the four major banks have the widest outlets. Most of our daily business is handled through the four major banks, so applying for a credit card from the four major banks can be used in future business. It avoids the problem of cross-bank processing and is more convenient. It will also be more advantageous for subsequent bank loans.

Industrial and Commercial Bank of China credit card, Bank of China credit card, China Construction Bank credit card, Agricultural Bank of China credit card, Bank of Communications credit card.

The introduction is as follows:

1. Bank of China Credit Card

The Bank of China Credit Card is an international standard credit card with one card and two currencies. It has a worldwide reputation. universality. No early repayment is required. You can easily spend at home and abroad with the card within the limit, and enjoy interest-free loans for up to 50 days. Bank of China's overseas branches are located in 20 countries and regions around the world.

The Bank of China Credit Card does not require a guarantor, deposit or cash deposit. To apply for a Bank of China credit card, you only need to fill out the "Bank of China Credit Card Application Form" and attach copies of your identity document, permanent residence certificate, and financial documents.

2. Industrial and Commercial Bank of China Credit Card

The Industrial and Commercial Bank of China Credit Card is the most widely issued credit card in my country. At present, the main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; according to the brand of ICBC credit cards, they are divided into: Peony Visa Card, Peony MasterCard and Peony Express Card; according to the credit rating, they are divided into: Platinum card, gold card and ordinary card; according to the card issuance pair, they are divided into business cards and personal cards, and personal cards are divided into main cards and supplementary cards.

3. CCB Credit Card

CCB Credit Card is a credit card issued by China Construction Bank. Credit cards issued by China Construction Bank are called "long-term cards", including prestigious school cards, business cards and car cards.

2. China Merchants Bank Credit Card

China Merchants Bank has also become the "No. 1 Bank in the Universe" because China Merchants Bank has the largest market value and the widest network of outlets. Bank services are getting better and better.

In addition, China Merchants Bank also cooperates with a number of offline stores. You can get certain consumer discounts by using China Merchants Bank's credit cards. Therefore, China Merchants Bank's credit cards are still very cost-effective.

Summary: The use of credit cards focuses more on quality rather than quantity, so it is more appropriate for us to limit the number of credit cards to less than 6. Now each bank’s credit cards have their own advantages, and everyone can choose to apply for them according to their own needs. .

The following are the credit card channels for Ping An Bank, China Merchants Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, China Minsheng Bank, China Everbright Bank, and China CITIC Bank. If you need it, you can apply by yourself!

Credit card application for China Merchants Bank and Ping An Bank

Credit card application for China Everbright Bank and China CITIC Bank

Credit card application for Agricultural Bank of China and Minsheng Bank

What Credit card offers the most promotions

Many friends have asked which bank’s credit card is easier to apply for. I’m afraid I have to answer you, you have to choose from a commercial bank. The four major state-owned banks will be relatively more difficult. big. But if you insist on falling in love with the four major state-owned banks, it is recommended that you choose a credit card among them that is easier to apply for, so that the probability of applying for the card will be greater. Let’s take a look at the specific ones.

1. Industrial and Commercial Bank of China: Universe Constellation Credit Card

ICBC’s Universe Constellation Card is relatively easy to apply for, and it is also the main credit card recommended by Industrial and Commercial Bank of China. The appearance and benefits are both online. The key point is that the annual fee is waived during the validity period, which is awesome!

In terms of benefits, as long as new customers make a single purchase, they can receive a one-month VIP membership on Youku or iQiyi, giving them the benefits of being a drama-watching expert. In addition, there are discounts on overseas portable wifi, hotels, and airport parking.

2. Bank of China: Taobao Credit Card

The threshold of Bank of China is actually not too difficult, and the threshold is not very high. You can apply by providing proof of identity and residence. If you are an expert in online shopping, it is easy to apply for this BOC Taobao Card. The annual fee for the first year is waived when you purchase the card, and the annual fee for the following year is waived when you spend 5 times of any amount.

3. Agricultural Bank of China: Beautiful Upgrade Mom Credit Card

This Agricultural Bank of China’s Beautiful Upgrade Mom Credit Card is also easier to apply for. The gold card and platinum card can waive the annual fee by swiping the card. The visa platinum card is also free of annual fees during its validity period.

You can apply for a free trial course of Disney English. There is a 1,200 discount for purchasing the course, an instant discount of 60 for purchases over 350 at Kidswant, and random instant discounts for purchases over 300 at Donkey Mama on Saturdays.

4. China Construction Bank: The most popular card in the world

This card from China Construction Bank is also relatively easy to apply for, and is mainly more suitable for overseas travel, shopping, etc. Gold and Platinum cards are free of annual fees based on the number of card swipes. Visa and MasterCard cards are free of annual fees during their validity period.

Overseas wifi, special discounts on air tickets and hotels, cash rebates for overseas purchases, etc. are very suitable for overseas consumption or overseas shopping. It is called CCB’s “magic card”.

This is the introduction to the easy-to-apply credit cards from the four major banks. I hope it will be helpful to everyone. It is recommended that everyone prepare sufficient information before applying for a card, as well as proof of assets, etc. It can be of great help!

What credit card has the most activity?

First of all, the banks that I think are the most useful and offer the most discounts are China Merchants Bank, Bank of Communications, and China CITIC Bank, followed by joint-stock commercial banks such as China Guangfa Bank and Industrial Bank. Bank

Everyone should know that there are many promotions for China Merchants Bank credit cards. The services of China Merchants Bank are also very good, easy to operate and highly secure. If the single purchase amount is large, customer service will usually call you immediately to confirm whether the payment was made in person. Such high-quality service is really reassuring. There are also many activities that double points. For example, booking air tickets and hotels using China Merchants Bank's TravelEasy will earn you 3 times the points. If your departure is delayed for 2 hours, a condolence payment of 200 yuan will be transferred to the passenger's savings card with the same name. There is also a 50% discount area for brands in the points mall. The gifts in there are all good and you only need to redeem them at a 50% discount.

Bank of Communications’ activities are very user-friendly and practical. No points are required and cash is returned directly. New customers who spend over 100 yuan for the first time on Friday will receive a 50 yuan credit card, 30 yuan for mobile banking activation, 40 yuan for automatic repayment, etc. After that, every Friday when you go to the supermarket and use a regular or gold card to spend up to 128 yuan, you will get 5% cash back, and the platinum card will give you 10%. Car owners also get the same discount when they refuel on Fridays, which completely exceeds the increase in gas prices every time (3%~ 4%).

In addition, if you meet the consumption standards, you will get a 10 yuan discount for watching movies once a month.

CITIC Bank can be compared with China Merchants Bank in terms of credit card business, and many of its activities are very innovative. For example, everyone generally believes that credit card points are worthless, but CITIC has a 9-point redemption event. 9 points can be exchanged for a cup of Starbucks, a book worth less than 35 yuan, or a Wanda movie ticket, etc. Compared with other banks, you can exchange hundreds of points for a cup of coffee, which is indeed infinitely more powerful. In addition, Central Bank’s platinum card is known as the most cost-effective platinum card, and its services are all real: platinum medical care, VIP travel, aviation protection, accelerated points, etc. And now CITIC has a Platinum Card annual fee exemption event. If you make 4 transactions of any amount with your card (including cash withdrawals) within 60 days, you can enjoy the first-year annual fee exemption policy.

Guangfa Bank has a lot of credit card activities. There are often buy one get one free at Starbucks, and every Friday there are people borrowing Guangfa cards everywhere. There is also a flash sale of sports venues for 8 yuan. In addition, some more targeted cards have been launched, such as Taobao Card and International Student Card. Another great advantage of Guangfa Credit Card is that there is no handling fee for inter-bank repayments.

Which bank’s credit card offers more discounts and can increase your credit limit quickly?

Credit cards with good reputations and creditworthiness currently on the market include: China Merchants Bank Credit Card, Ping An Bank Credit Card, China Guangfa Bank Credit Card, China Everbright Bank Credit Card, China Merchants Bank Credit Card, etc. They are all good choices. Of course, credit cards The specific amount depends on individual qualifications. It is impossible to generalize which bank's credit card is the best, as long as it suits the user himself, it is the best. The following is the situation of some bank credit cards:

1. Industrial and Commercial Bank of China: Easy repayment, high credit limit, but the application conditions are strict.

2. Bank of China: The credit limit is low, the activity points are relatively few, and repayment is convenient.

3. China Merchants Bank: The success rate of card application is high, the credit limit is relatively high and there are many activities, and repayment is also very convenient. It has powerful functions, many types of cards, high efficiency, high-quality services, you can adjust the consumer credit limit at any time, powerful online banking, lifetime points system, and the latest card loss protection plan. The disadvantage is that the points policy is too restrictive. The SMS reminder function is not very good.

4. China CITIC Bank: There are many discounts and strong discounts, but the credit limit is average. The interest-free period is up to 56 days, text message reminders are free, and consumption details can be checked via mobile text messages.

5. China Everbright Bank: It has a high success rate in applying for a card, a higher limit and a faster limit increase, and many points activities.

6. Guangfa Bank, no need to submit any materials. This is the only bank where you can apply online. As long as you fill in and submit the information truthfully online, someone at the card center will contact you within 15 working days to check your credit. The result is that Guangfa Card has relatively powerful functions, a very favorable points policy, many discounts, timely text message reminders, and online payment. It is relatively mature and supports Taobao and eBay as well as points. It is one of the must-have cards. The disadvantages are that it is not very convenient to repay due to the small number of outlets, SMS charges are three yuan per month, credit card merchants are not as popular as those of the four major banks, and online banking is very rudimentary.

7. HSBC is the major shareholder of Bank of Communications. It is best to bring a Pacific Card when going to Hong Kong. But there is currently no online payment function. The disadvantage is that the credit limit cannot be restored immediately after repayment, and the credit card approval rate is relatively low.

8. Shanghai Pudong Development Bank: The approval is relatively fast, the online banking is good, and the recent promotions are generous. The points are valid for 2-4 years, which is not very good, but the points can be exchanged.

Which bank has more credit card promotions

1. Industrial Bank: The threshold for applying for a card at Industrial Bank is relatively low. It is easier to apply for a card on Alipay, but it generally requires You can apply if you have a sesame score of 620 or above. As for card selection, I would like to introduce you to apply for Industrial Bank pass credit card and Industrial Taobao credit card. Generally, the review results will be available as soon as 5 minutes after submitting the application. In the case of good credit, the review pass rate is said to be over 90%.

2. Everbright Bank: For Alipay users with a Sesame score of 620 or above, it is easier to apply for an Everbright credit card on Alipay. Many cardholders reported that they can be approved in seconds. Of course, you still need to choose the right card type in advance. . It is recommended that you apply for the Everbright Little Yellow Duck themed credit card. This credit card is said to be the easiest card to be approved in seconds by China Everbright Bank. However, it should be noted that online Shen Everbright Bank requires an interview before the card can be issued.

3. Minsheng Bank: Minsheng Bank has cooperated with Alipay to apply for cards very early. Generally, if there is no problem with the credit report, the Sesame score of 600 or more can be approved in seconds, especially now that it is approaching It’s the end of the year, and the card approval rate remains high. In terms of card selection, female friends can apply for the Minsheng Women's Flower Credit Card, and car owners can apply for the Minsheng Car Credit Card. In addition, Minsheng Baidu Takeout Co-branded Credit Card, Minsheng.com Tesco Installment Credit Card, etc. are also relatively easy to purchase.

4. GF Zhenqing Credit Card: GF Zhenqing Credit Card is a women’s card launched by China Guangfa Bank. It has outstanding advantages in shopping, women’s insurance, etc.! At the same time, you can choose one of the four major merchant types including department stores, restaurants, tourism, and entertainment to enjoy three times the points for swiping your card. However, it is important to note that once this is selected, it cannot be changed.

This is the end of Zhihu’s introduction on which bank’s credit card has more discounts and which bank’s credit card has more discounts. Have you found the information you need?