From the perspective of the restriction operations after stop payment, stop payment means stopping payment or prohibiting stop payment. It means the bank stops the external stop payment business of your credit card. Under normal circumstances, credit card payment stop is a preventive measure taken by banks to strengthen management and ensure safety. So, what reasons will cause credit card payments to be stopped?

What reasons will cause credit card payments to be stopped?

1 Cardholders whose credit cards have been empty for a long time will be restricted by the bank After the payment is stopped, the credit card will no longer be able to perform any payment operations.

2 If the credit card has been in the minimum repayment state for a long time or the credit card has been in full installment for a long time, it is also very easy for the credit card to be stopped by the bank.

3 If the credit card has been dormant or frozen for a long time, the bank will stop the payment, and the card will be reduced and blocked. The probability of derating is higher than the probability of blocking the card.

4Similarly, long-term abnormal card swiping, abnormal transaction times or one-in and one-out payments will result in payment restrictions.

The above are situations where payment will be stopped due to the cardholder’s personal operations. If the cardholder receives text messages or phone calls from the bank for a long time reminding that transactions are risky, this situation will lead to card blocking and reduction in credit limit. In addition, there are currently credit cards whose limit has been reduced by the bank for the first time. After the limit is reduced, the cardholder will not pay attention, and there will be situations where payment is stopped.