Based on big data, Yin He has created three flexible credit product systems for customers at different levels:

1. Including personal credit for small and micro business owners, with a quota of 300,000-200,000 yuan;

2. Personal consumption credit for credit card people with a quota of 30-65438+10,000 yuan;

3. Customized credit products with a monthly income of more than 8,000 yuan and a credit enhancement fund of 800,000-200,000 yuan.