there is a difference.

1. The penetration rate in Hong Kong is different. More than 3, sales outlets in Hong Kong and Macau accept EPS payment. UnionPay is only popular in Hong Kong in recent years, and its penetration rate is not as good as EPS.

2. Whether there will be a discount after use is different. When you use EPS, you will sometimes encounter the situation that merchants offer discounts, bonus points or sweepstakes. UnionPay has no such preferential activities for the time being.

3. There is a difference in whether there is a credit card payment after use. There is no such problem when using EPS, but there is this problem when using UnionPay credit card.

Extended information:

Advantages of single-label UnionPay cards:

It can help cardholders save money and avoid currency conversion fees.

overseas, using unionpay card with single logo can directly realize local currency consumption or withdrawal, deduct money from RMB account, and avoid currency conversion fee accounting for about 1%-2% of the transaction amount, and do not have to bear the risk of exchange rate loss and exchange rate fluctuation during currency conversion.

you can use VISA or Mastercard's dual-currency credit card for overseas travel. At present, the dual-currency cards or foreign currency credit cards of various banks are mostly settled in US dollars, and then a currency conversion fee of 1% ~ 2% of the consumption amount is charged. However, after returning to China, repayment will be made in RMB, which involves two exchange rate conversion processes, and it may cost more.

However, international credit card organizations often offer some preferential activities for China tourists during the peak tourist season, such as credit card discounts, accumulated points to send various precious gifts or shopping vouchers.