At present, the code of UnionPay card starts with "62", MasterCard starts with "5" and VISA starts with "4". At present, the dual-label cards on the market have the logos of UnionPay and international card organizations at the same time, but they use the logo codes of international card organizations, such as MasterCard and VISA.

Bank card clearing will come into contact with a lot of financial information of cardholders, merchants, acquirers and card issuers, which is related to the inter-bank clearing order and the stable operation of the payment system, but not everyone can do it. Therefore, not only in China, but also in all countries, the qualification requirements for bank card clearing institutions are very high, so the number of card organizations is so small that you can count them with your fingers.

Previously, the State Council decided to stipulate the conditions for applying to become a bank card clearing institution: the registered capital is not less than 654.38 billion yuan; At least one major investor who meets the prescribed conditions and holds more than 20% of the shares, or multiple major investors who meet the prescribed conditions and hold more than 25% of the shares; And should be engaged in banking, payment or clearing business for more than 5 years before applying.