What is the difference between credit card (debit card) instant batch and normal batch?

The main difference between the credit card (debit card) instant batch and the normal batch is the time required for successful application and issuance of the card. The credit card (credit card) instant batch refers to the user submitting the credit card (credit card) online. Immediately after applying for the information, I received a text message that the application was approved. The normal application time for a credit card (debit card) can be as short as a week or as long as a few months.

Quick batch must be based on a good credit investigation. A good credit investigation is the basis for applying for a credit card (credit card), and it is also the most important basis for the second batch of credit cards (credit cards). .

Relevant users need to repay on time after using credit cards (debit cards) to avoid overdue negative records on their personal credit reports.

What is the difference between credit card instant approval and normal credit card approval?

Credit card instant approval and normal credit card approval are different in the time when the card is successfully issued. Second approval refers to after you fill in the information when applying for a credit card. It is unlikely that a credit card will be approved immediately. Under normal circumstances, it is unlikely that a credit card will be approved in seconds. The normal time to apply for a credit card can be as short as one week or as long as several months. Processing times vary from bank to bank, or are affected by other minor issues.

If you want to be approved instantly, you must build on a good credit investigation. A good credit investigation is the basis for applying for a credit card. It is also the most important basis for the second batch of credit cards. Applications with overdue records and from black families will not be approved. If there is an overdue record, the black account can apply for a credit card, but it is difficult to say whether it will be approved or not, but the chance of approval is very small. Therefore, everyone must protect the credit investigation from being overdue.

Bank of Communications Credit Card: When applying for a Bank of Communications credit card, the application will be approved within 7-10 working days after receiving the completed application form and supporting documents required for card application. If the application is approved, the card letter will be mailed by registered mail, which can generally be received within 10 days after the card is sent. Bank of Communications will notify you via text message after the card is sent; if the application materials provided do not meet the issuance requirements of Bank of Communications, Bank of Communications will also The review results will be notified via text message or letter.

China Merchants Bank Credit Card: After submitting the credit card application information to China Merchants Bank, it usually takes 5-8 days to see the information you entered in the progress query, but if it is sent through the mail card center, it may take longer Time; after the date of entry, the results can usually be found in about 7 to 15 working days. During this time, if your credit card is successfully approved, you will also receive a text message to your mobile number. New cards sent by China Merchants Bank to the billing address by registered mail can be received within 7 to 10 days from the date of card issuance. If successful, you will receive the card 22 days after submitting your application.

CITIC Bank Credit Card: If the applicant who is applying for a CITIC Bank credit card for the first time submits complete information, the review will generally be completed in about two weeks, and the applicant will be notified of the review results by SMS. After approval, the card will be sent out within approximately 3-5 working days. When the card is issued, it will be sent by registered mail or courier, and the registered mail or courier code will also be sent by SMS. If you are in a hurry, you can apply for a gold or platinum card. The time will be shorter. However, the documents prepared for the qualification review need to be complete, and the time is calculated from the date when the bank confirms that the information you provide is complete.

The difference between Ping An Credit Card’s instant approval and non-instant approval

Ping An Credit Card’s instant approval means that the credit card application will be approved quickly. Ping An Credit Card’s instant approval is usually because the applicant has good credit, and because the applicant The applicant has good qualifications, such as good academic qualifications, strong financial resources and other factors, or the applicant is in a developed first-tier city and has a relatively high consumption level. If you do not meet the above conditions, your application for a Ping An Credit Card will not be approved immediately.

How to apply for instant approval of Ping An Credit Card

1. The applicant’s personal credit report must be good, with no overdue credit or bad behavior, and meet the conditions for applying for Ping An Credit Card.

2. You can apply online. For example, search and log in to the official website of Ping An Bank Credit Card and fill in the valid application form.

3. You can also log in to the "Ping An Bank Credit Card" applet on the WeChat official account to apply. The approval speed is also very fast.

What's going on?

Second approval is an exaggeration. It describes that the approval is faster. It usually occurs when applying for a card through CCB's online channels. The specific time is It may take a few minutes or a few hours. This is a small number of cases. Most of them still require a period of time for approval.

In most cases, the CCB credit card approval time will be slightly different depending on the application method. Differences,

First, if you fill in the form through the CCB branch, the approval time will be 20-25 working days

Second, apply through the CCB credit card website, select " If you apply for a card as a "new customer" without verifying the online banking shield, it will take up to 10 working days for approval at the earliest.

Thirdly, if you apply for a card through mobile banking, the approval time is about 1-2 weeks

Fourth, apply for a card through WeChat, and the approval can be completed in 5 working days at the fastest

It should be noted that when applying through online channels, the approval time will be based on the final approval result depending on the applicant's qualifications. Subject to change, but the overall time will not exceed 20-25 working days.

What does Hua Xia Bank’s credit card small-amount instant approval mean?

The so-called instant approval means that the application is approved quickly. It mainly depends on your own situation, stable job, fixed assets, etc.

This is the end of the introduction to what is meant by credit card instant approval.