Hello, if you hold a China Merchants Bank credit card,

Credit card cash advance will charge handling fees and interest (including ATMs of our bank or other banks, counters, online banking and telephone advances). Borrow cash):

Handling fee: Domestic RMB is calculated as 1 per transaction, with a minimum charge of ￥10/transaction, overseas (including Hong Kong, Macao, and Taiwan) is calculated as 3 per transaction, with a minimum charge of ￥30/transaction Or $3/transaction (minimum $5 per transaction for AE Platinum and Black Gold overseas).

Interest: Cash advances do not enjoy interest-free repayment. Interest will be charged at a daily interest rate of 0.5% from the transaction date until the settlement date. Compound interest will be charged on a monthly basis, that is, the interest incurred last month will be charged. Interest must also be calculated.

Example of compound interest on cash advance: If the bill date is the 12th, and you withdraw 2,000 yuan in cash on February 1st, the interest will be charged 1 yuan per day. The interest as of February 12th is 12 yuan. , then interest will be calculated based on RMB 2012.00 starting from February 13 (the day after the bill date).

Warm reminder: 1. Only handling fees will be charged for withdrawing multiple deposits from your credit card. 2. There is no charge for just activating the cash advance function. 3. The first cash advance in each natural month for YOUNG Card Youth Edition, GQ co-branded credit card, Weibo Master Card and City Theme Series Gold Card is free of charge (interest will be charged as normal). 4. Cash withdrawals can be made in the same city or in different places, and no inter-bank handling fees are charged.

When withdrawing funds, you can repay the minimum amount, and interest will always be charged.