Self-service bank refers to a bank whose customers realize self-service through computer equipment without the help of bank staff. Generally divided into three types:
1, "lobby style", the electronic computer is located in the lobby of each office, and customers enter the business hall of the bank to operate by themselves;
2. "Wall-mounted", that is, the electronic computer is installed in the street wall of public places or transportation hubs;
3. "Driver", when the customer is outdoors or driving near the front of the bank computer facility, he can reach out from the window to operate.
Nowadays, self-service banks are nothing new. They will appear at the bottom of commercial buildings and commercial buildings, or near entertainment centers and airports. They often wear gorgeous coats, flashing bright lights, dotted with urban scenery.
For the people, the advantage of self-service bank is that it can provide services to customers 24 hours a day without the restriction of bank business hours. The ATM we often say or use is self-service banking. According to industry insiders, ATM is the initial appearance of self-service banking, and now it belongs to a part of self-service banking equipment. Theoretically, ATM should be regarded as a mode of self-service banking-self-service banking with incomplete equipment.