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What is the limit for the first credit card application from China Merchants Bank?

Hello, the limit of China Merchants Bank’s regular credit card is 3,000 to 10,000 yuan, and the limit of gold card is 10,000 to 50,000 yuan. The fixed limit of a customer’s credit card application is comprehensively assessed based on the information submitted. The final review results shall prevail. (Multiple credit cards under the same account will enjoy the same limit);

The most important condition for applying for a credit card is to have a stable job and income. The necessary application documents are a copy of the identity certificate and a work certification document. If you can provide other financial support documents, it will be more helpful to understand your personal situation and determine your credit limit. Detailed application materials are as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card; 2. Proof of employment: it can be issued by the unit where you are employed. Original work certificate (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or a copy of the original and marked work permit/plate that has been verified by the promoter; 3. Proof of financial resources. : It can be salary records issued by banks, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other information that can prove your financial level. . Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

If you are applying for our credit card for the first time, there are three application methods: 1. Online application: /7fdR3; 2. Please bring your original identity certificate, work certificate and financial certificate documents to China Merchants Bank in person Handled at each outlet. 3. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat and click "I want to apply for a card" to apply. Warm reminder: The credit card issuance status and application limit will be subject to the final review results.