A credit card is also a type of bank card. There are three main types of bank cards: debit cards, credit cards and quasi-credit cards. A debit card is a bank card issued to the public by the card-issuing bank that deposits first and then consumes (or withdraws cash) without overdraft function. According to different functions, it can be divided into transfer cards (including savings cards), special cards and stored-value cards. It is a credit tool with functions such as transfer settlement, cash deposit and withdrawal, shopping and consumption, etc. It also has the additional functions of transferring money and buying funds. , stock trading and many other financial management functions, and also provides a large number of value-added services. Credit card is a special carrier card issued by commercial banks to individuals and organizations, which can be used for shopping and consumption with special organizations and depositing and withdrawing cash from banks. It has consumer credit. It is in the form of a card with the name of the issuing bank, validity period, number, and number printed on the front. Cards containing the cardholder's name, etc., and a magnetic stripe and signature strip on the back. What we call credit cards now generally refers to credit cards only. Features: You can make overdraft purchases without deposits, and enjoy an interest-free period of 20-50 days to repay on time without any interest. Swiping your card when shopping is not only safe, hygienic and convenient, but also provides points for gifts. You can enjoy discounts when you use your card at the bank's designated merchants. Build personal credit and add a record of integrity to your credit file that will last a lifetime. It is accessible nationwide and you can withdraw money or make purchases by swiping your card at ATMs and POS machines with the UnionPay logo. A variety of discounts and lucky draws are available throughout the year, so you can always be surprised just by using your card. Free monthly mailed statements allow you to have a transparent view of every consumption expenditure. The unique supplementary card function is suitable for couples to manage finances at the same time, or to control their children's financial expenditures. The free choice of one card and dual currencies is available all over the world, and overseas consumption can be repaid in domestic RMB. The toll-free 800 hotline is available 24 hours a day, reporting loss will take effect immediately, and there is zero risk of losing your card.