YY= year; MM= month

1, the date format is month/year, for example, 07/20 means that your credit card is valid for July 2020.

2. The validity period of the credit card is printed with the words "VALIDTHRU" below the card number, which is the validity period of the credit card, that is, the validity period of the credit card.

Most credit cards issued by domestic banks are valid for three years, counting from the date when your credit card is approved.

Extended data:

1, 20 1 In April, the People's Bank of China issued the Notice of the People's Bank of China on Credit Card Business, which came into effect on 20 17/.

2. The Notice requires that the credit card overdraft interest rate be subject to upper and lower limit management. The upper limit of overdraft interest rate is five ten thousandths of daily interest rate, and the lower limit of overdraft interest rate is 0.7 times of daily interest rate.

3. Based on the following considerations, the implementation of step-by-step reform will help card issuers to further accumulate pricing data and experience during the transition period and guide them to improve the credit card interest rate pricing mechanism.

4. The risk control ability and pricing ability of credit cards of various card issuers are uneven. The guidance of the upper and lower interest rates will help to prevent individual card issuers from blindly reducing prices and fighting price wars.

5. It leads to unfair competition and excessive borrowing of high-risk customers, thus increasing credit risk and causing local market chaos.

6. In the case that the information disclosure mechanism needs to be strengthened, setting an overdraft interest rate ceiling is conducive to preventing individual card issuers from unreasonably charging excessive interest and protecting the legitimate rights and interests of cardholders.

References:

Baidu encyclopedia-credit card