China Construction Bank credit cards have a certain validity period, usually about 3-5 years after the card is issued. The expiry date is usually printed on the front of the credit card, below the card number. It usually consists of 4 numbers, separated by /, with the month in front and the year behind, such as 12/20, which means that the card will expire at the end of December 2020.

If the card is not opened and used before the expiration date, the credit card will become invalid. Inactive credit cards will not be charged annual fees and will not affect the cardholder's creditworthiness, but it is best to cancel unused credit cards.

Extended information:

Active cancellation:

CCB credit card users can directly call CCB credit card hotline 4008200588 (redirect to manual) or dial 95533 (redirect to credit card customer service) , directly submit a card cancellation application to customer service after being connected.

First of all, the cardholder needs to clarify the reason for canceling the card to the customer service and fill out the corresponding application form for canceling the credit card. After customer service verifies the cardholder's identity information, the card can be canceled. However, if there are arrears on your credit card, including annual fees, handling fees, etc., you must pay off the corresponding arrears before you can cancel the card.

China Construction Bank-Credit Card Acceptance Agreement