The fixed limit of a credit card refers to the highest limit that the card-issuing bank can give the cardholder after a comprehensive evaluation within a specific period of time. Corresponding to the fixed credit limit is the temporary credit limit, which can be added to the fixed credit limit.

What does temporary credit card limit mean?

The temporary limit is the temporary available limit that the bank adjusts to the cardholder. It can be applied by phone, etc. Under normal circumstances, if the cardholder has no overdue or illegal operations before, the temporary limit can be increased. Quota. The range of increasing the temporary quota is usually 20% to 50% of the fixed quota, and the original quota will be restored after the temporary usage period is exceeded.