1. Yes, China Merchants Bank can still borrow from ICBC after its credit card is overdue for one month.
2. The following is divided into several details:
A. A credit card overdue for one month is a slight circumstance in the repayment record, which usually does not have a serious impact on the loan application.
B. Different banks will comprehensively consider multiple factors when approving loans, such as personal credit history and income status. Only with sufficient repayment ability and a stable source of income can the probability of loan approval be increased.
C. When handling loans, ICBC will have a series of review procedures and approval criteria, including but not limited to personal credit report, repayment record, loan purpose, etc.
D. The loan approval result depends not only on the record that the credit card is overdue for one month, but also on other personal factors, such as existing liabilities and monthly income.
3. Summary: It is feasible to apply for a loan at ICBC after the credit card of China Merchants Bank is overdue for one month, but the loan approval result needs to consider all factors comprehensively. If the personal credit record and income status are good, then the possibility of loan approval is higher.
4. Extended information:
Personal credit records are very important for obtaining loans and other financial services. It is recommended to pay attention to your credit report regularly, pay back in time to avoid overdue and maintain a good credit record. In addition, the stability of repayment ability and the reliability of income sources are also important factors for banks to consider.
The above is the answer to whether China Merchants Bank's credit card can be loaned in ICBC after one month's overdue. Please note that the approval results of bank loans are influenced by many factors, and the answers are for reference only. You need to consult the relevant bank or submit a loan application to get an accurate answer.