The basic information for credit card processing is as follows:
① Personal ID card;
② unit income certificate;
③ the bank flow in the last six months;
④ personal property certificate;
⑤ information required by other banks.
time required for processing: it will take one week for the credit card information to be issued after being sorted out by the credit card business department of the branch of the city bank; 2. It will take one to two weeks for approval in the credit card center!
if you are an individual.
individual and private businesses need individual business licenses and tax bills for nearly three months;
other financial proof: income tax withholding certificate; Copy of self-owned real estate license; Copy of self-owned car driving license.
credit card application process:
fill in the application form;
information for the bank itself, and a copy of the information;
the bank sends it to the credit card center;
the credit card center conducts audit, card making and card issuing;
after I get the card, I open it and wait for the password letter.
to apply for a credit card, you can choose to apply online or go to your local bank.
You can also log in and apply for online banking.
In addition, you can apply for a credit card without a job or a running bank, but it is a little more difficult to apply for a credit card, but it is not as difficult as expected.
if you have a family, you can apply for a credit card without a job. As long as you apply to the bank with a real estate license, you can get a high share if the applicant has a house, so you can generally pass the examination and easily approve it.
If you don't have a house or a job, you need to provide a credit certificate to the credit card bank you apply for. As long as you can prove that you have a good credit rating, it is not impossible to get your application approved. To accumulate your own credit, you need to pay attention to accumulating your own credit in peacetime. You must keep rational consumption and pay back in full and on time to stay away from credit stains.
If you don't have a house or a job, you can't prove that you have good credit. The last way is to deposit a certain amount of money in the relevant bank that applies for a credit card for a fixed period of time, and it will be approved quickly. Of course, if the deposit amount is large enough, you can get a relatively high credit card.
I suggest you go to the bank to consult the staff face to face!
I need to remind you that:
1. If you apply for a credit card, you must never submit the application repeatedly, because there is only one result of your repeated application: yes orno.. If your application is rejected for the first time, you'd better wait for 3 -6 months before you try to apply.
2. The longer the interval between applications for credit cards being rejected, the better. Because from the bank's point of view, the applicant's qualification will not change greatly within three months, so it will basically be rejected with reference to the first reason. The longer the interval, the bank will reconsider the applicant's qualifications, and at this time add some economic proof materials, which can effectively improve the success rate of card application.
Tips: There are many scammers on the Internet. Please don't trust others to do it for you easily, which is very risky!