Up to 56 days, you can apply for installment repayment, and contact me if necessary.
2. What is the longest loan term of a credit card?
If the monthly credit card loan is a credit card line, the interest-free period is generally more than 50 days.
3. How many days can ICBC's credit card be extended?
ICBC credit card cannot delay repayment, which means that ICBC credit card has no grace period. Therefore, if you use the ICBC credit card, you must repay it on time, and don't overdue it, otherwise it will generate interest and be credited.
In fact, considering the problem that users can't repay on time, ICBC provides each cardholder with a limited number of deferred repayment services a year. If necessary, you can call ICBC customer service at 95588.
If the repayment time of ICBC credit card is the first day after the bill is issued, then the repayment period is the longest, which can be as long as 56 days.
If you swipe your card on the last day of the billing date, the repayment period is the shortest, only 25 days.
If you apply for your current bill in installments after your bill date, the repayment period will be delayed by one month.
But if you want to pay by installment, you must spend more than 600 yuan, and remember to pay a certain handling fee.
4. How many credit card installments can be divided at most?
The longest credit card installment is 24 months, which is two years. In bank credit card business, interest is calculated according to the total principal amount for installment repayment and minimum repayment. If you pay in installments, no matter how many months you have paid back, the interest is calculated according to the total principal. Credit card installment payment refers to the process that when the cardholder uses the credit card to make a large amount of consumption, the bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then the cardholder repays the money to the bank in installments and pays the handling fee. According to the cardholder's application, the bank deducts the consumption funds and handling fees by stages through the cardholder's credit card account, and the cardholder repays according to the monthly recorded amount. In the early days of credit card installment business, banks often advertised under the banner of "interest-free", and many citizens were really fooled. In fact, interest-free is not free, just a different name. Generally speaking, the handling fee of credit card installment 1 year is lower than the annual cash withdrawal interest 18%, and higher than the bank commercial loan interest 1 year 5.3 1%. It is worth mentioning that in recent years, the loan interest rate of commercial banks has been lowered many times, but the standard of credit card installment fee and cash withdrawal interest has rarely changed. Although different banks have different standards for credit card installment fees, the calculation method is roughly the same. If you borrow money, it is convenient and easy to borrow money from the platform. Du Xiaoman's credit service products have money to spend, providing users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman APP (official measurement below). The daily interest rate of money consumption loan is as low as 0.02%, the annualized interest rate is as low as 7.2%, and the maximum loan is 200,000! It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security. I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.