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I want to work as a credit card specialist in a bank. Does this job have high performance requirements?

There are several types of field work: 1. Credit card field work, mainly engaged in credit card promotion, basic salary + commission, low salary and high commission, but very tiring, because you have to promote credit cards one by one, and successfully open them , the use of cards is the completion standard;

2. Liability business field service, mainly engaged in deposit marketing and maintenance. To put it bluntly, it is to find people to make money for the people. It can be a company or an individual, but the money must be saved for a long time. , stable, and the commission standard is based on the deposit amount and term;

3. The asset business field office, that is, the quasi-loan officer, visits the customer to understand the credit needs, and comes back to the account manager to negotiate. If successful, it will be as per your offer Commission depends on the size of the help. The above field work positions are all non-staff positions. Generally, you will be tired on weekends if you want to make money. If you don’t want to make money, it can be very easy because no one cares about you and only gives you a basic salary (very low). In addition, it is very difficult for you to become a full-time employee. , unless the performance is very good, or there is a certain relationship at the top, otherwise it is basically a part-time job, but the income can be high or low

The credit card department is still easy to get into, and the general requirements are not high, and the Counting the official establishment of the bank, when I graduated from college, several of my classmates went directly into credit card sales. The salary is average, but in the 360 ??industry, some are top picks, and some do very well, earning tens of thousands a month.

The credit department is better. The few times I bought a house, I took out a bank loan. The intermediary treated them like an uncle, serving them with nods and bows, just hoping that the loan would go smoothly< /p>

There is no good or bad profession, but there is a difference in how fast you make money. The bank card department is not staffed by ordinary bank employees, that is, ordinary expatriate business personnel. Only a few management executives can be formally staffed.

In terms of remuneration, the card department and ordinary loan officers are basically the same, both have a basic salary plus commission model. Now that credit cards have been developed for many years, the number of people applying for cards is widespread and the work is not easy. In the credit industry, it is no longer easier to make money than in previous years due to the need to accumulate channels and product restrictions of the companies to which it belongs.

So, as the old saying goes, if you work hard, you will make money. Neither of these two industries are particularly long-term and long-lasting. You need to be cautious when entering the industry. Of course, survival is the most important thing.