If the applicant is a non-local household registration, it is required to provide: identity certificate, income certificate and property certificate (the household registration is within the jurisdiction of the issuing bank);
If foreigners (including compatriots from Hong Kong, Macao and Taiwan and overseas people) need to provide: passport, residence permit, income certificate, guarantor (household registration within the jurisdiction of the issuing bank) or deposit (minimum deposit amount of 5,000 yuan);
If it is a private owner, you need to provide: identity certificate, real estate license, copy of business license of enterprise legal person, and tax payment certificate for the last three months.