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How to redeem Everbright Credit Card points

How to earn points with Everbright Credit Card?

Everbright Credit Card can earn points in the following ways:

1. Consumption points: The points rule of Everbright Bank Credit Card is that you can accumulate 1 point for every RMB 1 spent with the card. , you can accumulate 8 points every time you spend over 1 USD overseas, and you can accumulate 8 points every time you spend 1 Euro overseas.

2. Cash withdrawal points: When you withdraw cash with Everbright Credit Card, you will get 100 points when your handling fee exceeds 1 yuan, and 800 points when your handling fee exceeds 1 US dollar/1 euro. Credit card points earned by China Everbright Bank are generally valid within 5 years.

3. Online transactions: There are no credit card points for online payment transactions with Everbright Bank credit cards.

4. Multiple points for birthdays: 2 times the points for the regular gold card’s birthday month, and 3 times the points for the platinum/diamond/infinite card’s birthday month.

5. The types of merchants that are not eligible for Everbright points include: real estate transactions, car sales transactions; wholesale transactions; public hospital transactions; public school transactions; charity and social service transactions; government transactions; agricultural cooperation transactions; county and township preferential transactions.

Everbright Bank Credit Card Points Accumulation Rules

1. Everbright Bank credit card holders can earn 1 point when spending RMB 1 or more in a single transaction or withdrawing cash, and 8 points when spending USD 1 in a single transaction. A maximum of 20,000 points can be earned for a single RMB cash withdrawal, and a maximum of 24,000 points can be earned for a single USD cash withdrawal. Points will not be calculated for cash withdrawal transactions that do not charge a cash withdrawal fee. Points generated from the transaction amount will take effect on the day after the bank accounting date.

2. If a Everbright Bank credit card holder has two or more credit cards, the accumulated points of each card will be calculated together. Scope of application of Everbright Bank credit card points: Everbright Bank credit card holders can earn points by swiping their cards for consumption, cash advances, and mail ordering and installment payments of goods through credit cards. However, points will not be calculated for the following items: 1. Real estate transactions; 2. Car sales transactions; 3. Wholesale transactions; 4. Public hospital transactions; 5. Public and school transactions; 6. Charity and social services transactions; 7. Government service transactions.

Methods for redemption of Everbright Bank credit card points

(1) Website, Everbright Bank customers can log in to the "Points Redemption Mall" channel of our bank's website, or log in to the "Rewards World" of our bank's credit card area Check the channel to redeem your favorite gifts.

(2) Online banking Everbright Bank customers can log in to our bank's online banking and enter the "Customer Service" channel "Points Management" page to inquire and redeem recommended gifts.

(3) Customer service is manual. Customers of China Everbright Bank can call China Everbright Bank’s 24-hour customer service hotline 95595 and choose manual service to redeem points.

Everbright Bank Credit Card Points Accumulation and Redemption Rules

According to different regulations of each bank, credit card points can generally be used to exchange for gifts, offset the annual fee of the card, or to offset the annual fee of the card. Cash consumption. What are the rules for accumulating Everbright Bank credit card points? How to redeem points?

1. Everbright Bank Credit Card Points Redemption

2. Everbright Bank Credit Card Points Accumulation Rules

3. Everbright Bank Credit Card Points Validity Period

4. How to query Everbright Bank’s credit card points

Redemption of Everbright Bank’s credit card points

1. Everbright Bank’s credit card point redemption rules

1. After the customer successfully redeems points for gifts , China Everbright Bank will deduct the corresponding points from the customer's points account, and the customer shall not request to restore the points.

2. All gifts, redemption standards and rules are subject to the announcement or catalog of the reward event at the time of redemption. Some redemption gifts are in limited quantity and are available while stocks last. Customers please always pay attention to our bank’s points redemption website for gifts and promotional materials.

3. Points and gifts with a validity period stated in the redemption announcement or catalog cannot be redeemed after expiration.

4. If the points in the customer’s points account are insufficient, the redemption application will automatically become invalid without further notice.

5. In order to protect the rights and interests of customers, all gifts redeemed by points must be signed for by the recipient designated by the customer after being delivered to the address designated by the customer. Unless otherwise specified, gifts will be delivered by the supplier.

6. If the customer’s mobile phone information is inconsistent with the information registered when applying for a debit card or credit card, points redemption will be affected. Please be sure to update your mobile phone information in time.

2. How to redeem Everbright Bank credit card points - online banking redemption

1. Log in to the "Reward World" channel of Everbright Bank Credit Card Zone to enter the points redemption page;

2. Select the gift you want to redeem, click on the gift picture or gift name to enter the gift details introduction page, then click "I want to redeem" and add the gift to your shopping cart;

3. On the shopping cart page, select "Continue Redemption" or click "Enter Checkout Center" after confirming the redemption of gifts;

4. After filling in the personal information correctly, click the "Confirm" button to enter the order Confirmation page;

5. On the order confirmation page, select "Credit card billing address" or manually enter shipping information and select "Specified shipping address";

6. If you select " Specify delivery address" for delivery, please enter the "verification code" and click to obtain the dynamic password;

7. Enter the dynamic password you obtained, click "Next", and the gift redemption is completed.

3. Everbright Bank Credit Card Points Redemption Method - Customer Service Telephone Redemption

Everbright Bank Credit Card customers can call the Everbright Bank 24-hour customer service hotline 95595 and choose manual service to redeem points. or query.

Everbright Bank Credit Card Points Accumulation Rules

1. Everbright Bank Credit Card Points Rules

1. All customers with China Everbright Bank points can use their credit cards and Debit card transactions automatically accumulate points, and points from credit cards and debit cards can be combined. Prerequisites for the combined use of customer points: If China Everbright Bank customers apply for debit cards and credit cards with their ID card information (including three pieces of information: "name", "ID card" and "ID card number"), the debit card points and credit cards will be used. Credit card points will be automatically consolidated. If the customer uses non-identity document information to register the credit card and debit card, or the registered document type or document number information is inconsistent, the customer's credit card and debit card points cannot be combined and associated and used, and can only be used separately.

2. This points reward plan allows the redemption of points with the main credit card or the main standard card. The points of the supplementary card, MINI card and special-shaped card will be combined into the points account. You cannot apply for point gift redemption. However, you can check your points account information. Sunshine Huitong Card and Digital China Distribution Credit Card issued by China Everbright Bank do not participate in the points reward program. If other credit cards have special regulations, cardholders should always pay attention to our bank's points redemption website for gifts and promotional materials, and the announcement shall prevail.

3. When a Everbright Bank customer redeems a gift from China Everbright Bank in accordance with the terms of these rules, if any of the following circumstances occurs, the customer will immediately lose the redemption qualification of the points reward program:

1) The credit card or debit card held has been suspended or controlled, the credit card has been canceled by oneself, and the account has been frozen;

2) There are overdue accounts that have not been repaid, and the minimum repayment amount of the two-month bill has not been paid;

3) Violation of the "China Everbright Bank Credit Card Acceptance Agreement" and the terms of these Terms or other relevant regulations;

4) Other special circumstances stipulated by China Everbright Bank.

2. Rules for accumulating points for Everbright Bank credit cards

1. Everbright Bank credit card holders are eligible for credit card purchases, cash advances, mail ordering of goods, and installment payments through credit cards. Points can be earned.

2. Everbright Bank credit card holders can earn 1 point for a single purchase or cash withdrawal of RMB 1, and 8 points for a USD 1. A single RMB cash withdrawal can earn up to 20,000 points, and a USD cash withdrawal can earn up to 20,000 points. A maximum of 24,000 points can be earned per transaction, of which points will not be calculated for cash withdrawal transactions that do not charge cash withdrawal fees. Points generated from the transaction amount will take effect on the day after the bank accounting date.

3. If a Everbright Bank credit card holder has two or more credit cards, the points accumulated by each card will be calculated together.

4. For refunds due to disputes over credit card billing or other reasons, China Everbright Bank will adjust the points previously earned in proportion to the amount of the refund.

5. China Everbright Bank reserves the right to adjust the points conversion ratio and reserves the right of interpretation within the scope permitted by law.

3. Points will not be calculated for the following items:

1. Real estate transactions;

2. Car sales transactions;

3. Wholesale transactions;

4. Public hospital transactions;

5. Public and school transactions;

6. Charity and society Service transactions;

7. Government service transactions.

Everbright Bank Credit Card Points Validity Period

1. Everbright Bank Credit Card Points Validity Period Rules

The validity period of Everbright Bank Credit Card Points is the reason why China Everbright Bank encourages cardholders to use credit cards for consumption. Within the period of the value-added function provided, Everbright Bank credit card holders can make purchases through the credit card. After the accumulated points reach a certain number, they can redeem attractive gifts, airline miles and other prizes, and enjoy the value-added services brought by the credit card.

2. The validity period of Everbright Bank credit card points

The validity period of Everbright Bank credit card points is 5 years (including the year the points are generated). After the card expires and is renewed, the points can continue to be redeemed for gifts.

For example: Ms. Hu spent 80 yuan using a Everbright Bank credit card on August 8, 2007. The points generated by this consumption will be effective the next day, so the 80 points will expire on December 31, 2011; On January 2, 2008, I used my Everbright Bank credit card to withdraw RMB 70 in cash. The points generated for this amount will be effective the next day, so the points earned from this cash withdrawal will expire on December 31, 2012.

How to inquire about Everbright Bank’s credit card points

1. How to inquire about Everbright Bank’s credit card points—Bill Inquiry

Our bank will send a message to credit card holders The monthly statement displays introduction points for redeeming gifts, as well as customer points summary information.

2. Method for querying credit card points of China Everbright Bank - ATM self-service equipment

Customers of China Everbright Bank can use our bank's ATM self-service equipment to check points account information with a valid card.

3. China Everbright Bank Credit Card Points Inquiry Method - Customer Service Manual

Everbright Bank customers can call the 24-hour customer service hotline 95595 of China Everbright Bank and choose manual service to redeem points or inquire. .

IV. How to query Everbright Bank’s credit card points - website query

Customers of Everbright Bank can log in to the "Rewards World" column of the "Credit Card" channel on our website, or directly log in to our bank Check your favorite gifts and points account information in the "Rewards World" section of the credit card area.

5. Method for querying Everbright Bank credit card points - Online banking query

Customers log in to our bank's online banking and enter the "Points Management" page of the "Customer Service" channel to query points account information.

6. How to query Everbright Bank credit card points - SMS query

You can also use the mobile phone number reserved by the credit card to write a short message "points" and send it to 95595 to check the current total points.

How to redeem Everbright Bank credit card points for the annual fee?

General credit card personal gold/regular cards are exempt from the first-year annual fee, and the card is swiped 5 times (accumulated separately for the main and additional cards). The annual fee for the next year is waived. Gold and regular customers who have not met the number of card swipes can use 5,000 points and 3,000 points in their accounts to redeem the annual fees for the main and supplementary cards respectively.

Points for airline co-branded cards, Baidu Unicom co-branded cards and other products are automatically converted into partner airline mileage (points) products and do not enjoy the annual fee policy for point redemption.

1. Validity period of points

The validity period of points is 5 years (including the year when points are generated). After the card expires and is renewed, you can continue to use the points to redeem gifts.

2. Participation Qualifications

1. This points reward plan is applicable to all customers with China Everbright Bank points. Customers can automatically accumulate points with credit card and debit card transactions. Credit card and debit card transactions can automatically accumulate points. Points from credit cards can be combined and used.

2. This points reward plan allows points redemption with the main credit card. Points from the supplementary card will be combined into the points account. You cannot apply for point gift redemption, but you can check the points account information.

The Sunshine Huitong Card and Digital China Distribution Credit Card currently issued by China Everbright Bank do not participate in the points reward plan. If other credit cards have special regulations, cardholders should always pay attention to our bank's points redemption website for gifts and promotional materials, and the latest announcement shall prevail.

3. When Everbright Bank customers redeem gifts from China Everbright Bank in accordance with the terms of these Terms and Conditions, if any of the following circumstances occurs, the customer will immediately lose the redemption qualification of the points reward program.

3. Scope of application of points

Credit card holders can earn points by using China Everbright Bank credit cards for purchases, cash advances and installment payments through credit cards.

IV. How to accumulate points

Use a China Everbright Bank credit card for points-accrued transactions. You can get 1 point for a single purchase of RMB 1 or more, and 8 points for a purchase of US$1. , you can get 8 points when you spend 1 euro; when you use a China Everbright Bank credit card to withdraw cash, you can get 100 points when you accumulate 1 yuan based on the handling fee, and you can get 800 points when you spend 1 dollar or 1 euro. Among them, points will not be calculated for cash withdrawal transactions that do not charge cash withdrawal fees.

Zunran Platinum Card: Collector’s Edition customers can use 150,000 points to redeem the annual fees for the main and supplementary cards; for the Essence Edition, the annual fee for the next year is waived after swiping the card 30 times (accumulated separately for the main and supplementary cards). Customers who have purchased the card several times can use 50,000 points to redeem the annual fees for the main and additional cards.

Little Platinum series products: Little Platinum series products are exempt from the annual fee for the first year, and the annual fee for the next year is waived if the card is swiped 12 times (accumulated separately for the main and additional cards). Customers who do not meet the number of card swipes can use 5 in the account 10,000 points redeemable for main and supplementary card annual fees.

That’s it for the introduction on how to redeem Everbright Credit Card points.