You can also provide relevant certificates to the bank (such as real estate, automobile production, large deposit certificates of our bank or other banks, etc.). ), faxed or mailed financial proof that you didn't provide before applying for the card, including a copy of the real estate license (the real estate license must contain the name of yourself or your spouse or minor children), and the relevant departments will re-examine it according to your new information.
The credit card has been used for three years, and the limit has not been increased. Perhaps the consumption pattern is too simple. It is recommended to refer to the following card usage methods. The consumption patterns that contribute to successful abstinence are:
1. The larger the credit card limit, the better, and the total consumption for half a year is at least 30% of the limit;
2. Consume as much as possible. For transactions with an average of more than 10 per month, it is easier to withdraw cash for transactions with more than 20 transactions;
3. There are many types of consumer merchants, such as shopping malls, supermarkets, gas stations, restaurants, hotels, tourism and entertainment places.
4. The less wholesale and large-scale consumption such as buying houses and cars, the easier it is to raise the amount;
5. The less online shopping, Alipay transactions and cash withdrawals, the easier it is to approve the application for increasing the quota;
6. The type of merchants who swipe their cards cannot always be similar to the business scope of the company.