01

First of all, the score is based on the annual income, which is divided into six levels. The specific scoring standards are shown in the figure below. Then there is age, which is divided into seven levels. The specific scoring standards are shown in the figure below. 02

Then there is the number of bank accounts, divided into 0, 1, 2 and more than 2, and the number of credit cards already held, divided into 0, 1-4, 4 or more, the specific scoring criteria are shown in the figure below. 03

Then there is the housing situation, whether there is always a house, and whether there is a job and the length of employment. The specific scoring criteria are shown in the figure below. 04

Finally, there is my credit situation, which is also divided into three levels. The specific scoring standards are shown in the figure below.

In addition, do not make false claims when applying for a credit card, otherwise points will be deducted due to breach of trust.